Agricultural Multi-risk Insurance

Agricultural multirisk

Involved in your business

Agricultural multirisk

Our agricultural multi-risk insurance, Agro Plus, has been designed so your agricultural business, whether a family-run or medium-sized business, can gather in a single product the protection that you need for your business, holding and even your home.

Benefits of this insurance

Specific coverage

We offer you an insurance that considers the specific characteristics of the agricultural activity and includes the hospitality and agricultural tourism sectors.

Include your residence

The Agro Plus insurance allows you to include your home in the insurance policy taken out for your agricultural holding and it features the best coverage.

Additional extensions

Enjoy additional guarantees to complement the coverage of your insurance, suiting it to your business' needs.

Agricultural multi-risk

Main coverage

Our Agro Plus multi-risk insurance provides you with specific solutions for your agricultural holding in a wide variety of situations:

  • Fire, explosion and lightning: we cover direct damage to your facilities and property from fire, as well as the costs arising from firefighting measures.
  • Weather damage: caused by winds and rain of great intensity.
  • Electrical damage in fixed installations: caused by power fluctuations or lightning.
  • Water damage, including locating and repairing the damage: with this optional cover you will protect your property from water damage, taps not turned off or infiltrations in adjacent buildings.
  • Operations, employers and product civil liability: by including this optional coverage, we will respond and defend your interests against any potential third-party claims related to your business' operation, accidents sustained by employees and your products. You will also be able to include coverage against Civil liability for sudden accidental contamination.

More optional coverage

By including this complementary guarantee, you will be protecting your merchandise against theft in your establishment, as well as any possible damage sustained as a result thereof.


The Agro Plus insurance is aimed at owners of agricultural, livestock or farming undertakings that wish to cover multiple risks in a single insurance and that also want to have the option of including the insurance of their dwelling in the same contract.

Provided that the following items have been included in the insurance contract, they shall be considered as part of the premises:

  • All constructed items which constitute a building, hangar or dwelling. Includes fixed tanks and silos, as well as foundations, doors and windows.
  • Attached constructions located in the place of exploitation, such as sheds or containment walls.
  • Fences and walls of buildings.
  • Fixed installations for water, sanitary fittings, gas, electricity, telephone and air-conditioning services, as well as fire extinguishing and security installations.
  • Awnings, signs and placards attached to the buildings insured.
  • Repair or decoration work carried out by the insured party.
  • Rafts for irrigation.

The content of the farm includes the following items:

  • Machinery, electronic equipment, transformers, solar energy installations, irrigation equipment, tools, utensils and work instruments specific to the farming activity insured.
  • Non-fixed decorative items and farm furnishings.
  • Stock, considering as such: raw materials, products in any phase of the manufacturing process, products for sale, manure, fodder, spares, accessories and other items used in the activity insured

In the case of your dwelling being included, the items considered content of the dwelling will be all objects inside to render it habitable, such as furniture, household items or personal effects and which do not form part of the constructive elements.

Certainly, if your activity is part of the agricultural, livestock or farming sector, especially if involved with sheep, goats, pigs or rabbits, and farms and agricultural undertakings in general, as well as establishments related to the hospitality sector or agrotourism.

Why choose Plus Ultra Seguros?

Personalised Customer Service

Automatic reappraisal

Repair service