Combined agricultural insurance

Agricultural insurance

Agricultural Insurance

Designed for your sector

What is agricultural insurance?

Agricultural insurance has the support and specialisation of the Spanish Agricultural Insurance System, providing a wide variety of cover for the different types of risk that the agricultural sector faces.

Advantages of this insurance

Agricultural insurance offers you solutions for all types of agricultural and livestock undertakings and includes an array of advantages.

Peace of mind

Protection adjusted to the needs of different activities in the rural environment, with a specific insurance for each type of crop, livestock or holding.

Extensive coverage

It provides a wide range of covers included in the combined agricultural insurance system, and it features specific plans that are reviewed and updated every year.


The insurance can be taken out easily and swiftly thanks to our group of advisers with specific training in the agricultural sector.


Combined agricultural insurance plans receive significant State and Regional subsidies.



We provide cover to damage sustained by the insured crops due to hail, hurricane winds, frost, floods and drought. In addition, they shall be protected in production, plantation and facilities. These covers included in the agricultural insurance will be applied and adjusted to the type of crop required insuring. In general terms:

  • Production: it covers damage due to hail and frost, as well as exceptional damage sustained by wild animals, torrential rain, hurricane winds and the rest of adverse climatic conditions
  • Plantation: it covers the death of the tree, as well as the loss of the following year's harvest
  • In facilities: it covers any climatic risk beyond the farmer's control


This insurance is aimed at all the professionals in the agricultural sector that need protection against accidental or weather-related damage that directly affects their holding. It can be adjusted to any type of operator related to the sector, such as large agribusinesses, small and medium enterprises, self-employed farmers and similar.

All those related to the agricultural, farming, forestry and aquaculture production sectors.

The Agricultural system functions as a state agricultural insurance scheme to provide the best possible coverage. These main institutions comprising it are:

  • The State, through ENESA (State Agricultural Insurance Body), DGSFP (General Directorate of Insurance and Pensions) and CCS (Insurance Compensation Consortium)
  • The Autonomous Communities, which complement the subsidies for taking out agricultural insurance
  • The Agricultural Organisations that represent farmers and livestock breeders
  • The Insurance Companies, which belong to Agricultural insurance

The combined agricultural insurance system is one of the most developed in the world and has multiple advantages, including:

  • A compensation equivalent to the combination of the economic damage sustained and the level of coverage taken out
  • Indemnities are received within 60 days from the harvest or the termination of the covers
  • It allows maintaining the income level and, therefore, its continuous exploitation
  • Your financial soundness will be stronger in the face of financial institutions and individuals

Why take out our Agricultural insurance?

At Plus Ultra Seguros we are experts at offering the best cover for agricultural and livestock risks and, with our experience, we can give you the best advice.


We adapt our offer to the type of crop, livestock, holding or farming activity, with the most important coverage to protect your business.

Personalised Customer Service

Because each agricultural business is unique, we will take into account the nature of your activity and its location in order to offer you close and personalised customer service.

The best professionals

Plus Ultra Seguros has been collaborating with the Spanish agricultural insurance system for many years and our professionals can offer you the best advice on coverage and insurance.