As unique as your winery
Our Bodegas Plus insurance for wineries offers you cover that has been especially designed for the professional activities of wineries and cooperatives, taking into account the wide range of activities that may be performed at these facilities, including picking, fermentation, ageing and the creation of musts and ciders.
This Winery insurance offers extensive guarantees in the coverage of civil liability, such as that deriving from winery tours.
We cover the expenses arising from breakage and damage in vats, wine spillage, bottle breakage and the deterioration of merchandise, among others.
We also provide you a range of complementary coverage options so you can tailor-make this insurance to the needs of your winery.
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This coverage guarantees the indemnity for direct material damages resulting from fire, explosion and lightning in insured goods.
In the event of a fire, it does not only cover the damage, but also the expenses arising from stopping or extinguishing the fire or impeding it from spreading.
This guarantee covers the payment for expenses arising from the replacement of files, documents, moulds, models and dies in the event of loss or damage caused by an accident. This coverage also includes the recovery and reprinting of data of computer files.
We guarantee the material damage sustained in electrical installations, such as in the wiring, meters, switchboards and other mechanisms, due to an abnormal current or causes inherent to their operation, provided that they are caused by electricity or lightning.
If your facilities include administrative offices or sales, showroom and customer service areas, this guarantee ensures that their aesthetics remain unaltered in the event of any damage caused by an incident or its subsequent repair.
This optional guarantee covers vat breakage, spillage of liquids, and container and bottle breakage in a wide range of situations. It also includes any damage caused by the liquid itself and any arising cleaning expenses.
We provide you the option of including this coverage, which consists in the replacement of your finished product due to the following events, among others:
By contracting this optional coverage we will respond and defend your interests against any potential claims for third-party damages which could arise in relation to your business' operation or property, the distribution and marketing of your products, those sustained by your employees as a result of an accident and even if a sudden accidental contamination occurs.
This protection also extends to the participation of your winery at exhibitions and fairs.
This additional guarantee includes the payment of any damage caused directly resulting from vandalism or malicious acts, rain, wind, hail and snow, floods, smoke, water and various damages included in the insurance contract.
This additional guarantee covers damage sustained to electronic and electrical machinery and devices part of the insured property due to abnormal currents caused by electricity or lightning.
When contracting this additional coverage, the loss of gross profits from a direct interruption of the insured activity caused by fire, explosion and lightning will be covered. This guarantee also includes the extended risks.
This optional coverage guarantees the compensation of the material damage caused accidentally to the machinery required to carry out the insured business activity.
By including this complementary guarantee in your insurance policy, you will be protecting your property in the establishment against theft, as well as any possible damage sustained to your winery as a result of burglary or robbery or attempted burglary or attempted robbery. We also include protection for your customers and employees in the event they are robbed in your establishment.
Wineries Plus is aimed at people whose business is a winery or cooperative engaged in making must, fermenting or ageing, making cider, etc.
By taking out an insurance for your winery, you are guaranteed a specific coverage for any damage caused while carrying out your activity, helping you deal with any unforeseen events and thus minimising the economic impact on your business
The Wineries Plus insurance considers premises the following elements:
This insurance considers content the following elements located within the insured premises:
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