General Civil Liability

Civil liability

Civil liability insurance for companies

The all-inclusive solution

What does our Civil liability insurance for companies offer you?

The General civil liability insurance for companies, guarantees the peace of mind you need to carry out your activity or business before any unforeseen event that involves the payment of compensation damages and third-party damage, as well as the expenses deriving from your legal defence.

Benefits of this insurance

For every activity

We offer different modalities of civil liability insurance so you can choose the one best suited to your professional activity.

Broad indemnities

We offer you broad indemnity limits for each of the covers from which you can choose according to your business activity.

Complete protection

We guarantee from possible third-party compensation claims to legal expenses and defending your interests.

Specialist advice

We expedite contracting procedures by placing at your disposal a team of professionals specialised in public liability.

General civil liability

Main coverage

We will take care of indemnities resulting from claims for damage caused to third parties which may arise within the scope of your normal business activity. Among the situations covered are:

  • The carrying out of the business activities specific to the company whether inside or outside your premises
  • Your employees' actions in the performance of their professional activity
  • Any damage arising from using machinery employed in the normal work carried out by the company
  • Storage and transportation of merchandise object of the commercial or industrial process
  • Damage that may arise as a result of your company participating in trade fairs and exhibitions

Other coverage

The most important thing for your company is for it to have tailor-made solutions adapted to your activity and a team of professionals to advise you about finding the perfect insurance. Do not hesitate to ask about other covers in our Companies General Civil Liability insurance such as:

  • Subsidiary civil liability
  • Personal injuries to the staff of subcontractors
  • Withdrawn
  • Union and mix
  • Public liability through accidental contamination
  • Hot work/welding
  • Damage to adjacent items and piping
  • Damage to employees' effects

FAQs

This insurance is aimed at those companies that want to enjoy tailor-made protection in the event of a claim for damage by third parties.

This insurance offers you a wide range of essential covers and additional extensions that complement your tailor-made protection.

You will find all the options on this same page, in the sections "Main coverage" and "Other coverage".

Public liability insurance is of the utmost importance. By law, you must rectify any property damage, personal injury or damages caused to a third party or employee for the acts and omissions of both yourself and the individuals you are responsible for.

Everybody knows how important this type of insurance is, as the individual or entity that causes damages to a third party might not be able to pay the amount needed to rectify them. Therefore, for some activities it is compulsory to take out public liability insurance (either professional liability insurance or motor vehicle liability insurance). However, other types of liability insurance, such as home liability insurance, are optional and will depend on the risk the insured wishes to cover.

Why take out public liability insurance for companies with Plus Ultra Seguros?

Because it is important to prepare for any situation and we want to help you do this, we are at your service to offer you what you really need from an insurer.

Personalised Customer Service

Because every customer is unique, that's just how we want you to feel. We put our professionals at your disposal, so that they can listen to you and advise you on what you are looking for.

Complete protection

Whatever your need, we have the solution you are looking for. We provide all-inclusive protection, offering you several possibilities and helping you to choose the right one.

Simple

We want our relationship to be based on trust, that's why we explain our products in a simple way, so you can understand them easily.