Material damage all risk insurance

The main cover of the Material damage all risk insurance offers you protection against any material damage sustained by your company's items as a result of sudden accidental and unforeseen events not specifically excluded from the insurance agreement.

Among other things, we will compensate you for damage which a fire may cause to your facilities, as well as the loss of items, the expenses arising from the measures taken to fight it or prevent it spreading.

Furthermore, the costs of transporting your property to safeguard them in the event of a loss and in the event of them sustaining damage or disappearing would also be covered. Furthermore, we cover the fees of architects, engineers, inspectors and other professionals' needed to repair or reconstruct the items damaged.

All of this in accordance with the items and sums declared when taking out the policy.

Caused as a consequence of abnormal currents or short-circuits, whose origin is external to the insured risk (lightning strike, electricity supplied by the power supplier or others) to the electrical installations, provided the capital of the structure and machinery, computers and electrical and/or electronic devices are insured and the machinery, furniture and installations are also insured.