Fleets

Fleet Insurance

Q: Why do I need this insurance for my company?

Fleet insurance guarantees protection in the event of accidents caused by your insured drivers and enables the impact which they may cause to carrying on your company's professional activity to be minimised. If you think it appropriate you may adapt the insurance covers so you also have protection in the event of damage caused by third parties to your fleet and drivers insured.

Your fleet under control

Fleet Insurance

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What is fleet insurance?

Fleet insurance offers you flexible protection adaptable to your company's needs. Its wide range of cover includes both vehicles and people and, furthermore, offers the possibility of including tailor-made cover.

Advantages of this insurance

We show you some advantages our Fleet insurance.

Advance on indemnity

You will receive an advance on the indemnity in order to cover damage sustained by the vehicle insured because of a traffic accident of circulation or while idle.

Maximum security

Since it extends the public liability demanded by law with voluntary cover which provides for an compensatory indemnity in the event of damage to third parties.

Collateral guarantees

Such as assistance while travelling, personal accidents, theft, fire, glass or personal damage, so that you can complete the insurance depending on your company's needs.

Insurance coverage

Public liability, legal defence and claim for damages

Fleet insurance covers you for indemnities arising from the compulsory civil liability required by law for material and personal damage caused to third parties as a direct result of traffic incidents in which the vehicle insured is involved.

Furthermore, this insurance offers voluntary civil liability cover whereby if the indemnity exceeds the maximum limit legally stipulated in the compulsory public liability cover, we will give you an additional sum which may amount to 50 million euros.

Moreover, we offer you cover for defence in legal proceedings and for a claim for damage against the drivers insured in your business who are involved in a loss as a result of a traffic accident which took place with one of the vehicles insured in your fleet.

Lawyers' and judicial expenses and bail bonds

This cover deals with the payment of the expenses arising from the legal action necessary after suffering an accident involving any of the cars insured in your fleet. This cover provides for a maximum of 1,500 euros for outside lawyers; if lawyers are chosen through Plus Ultra Seguros, the maximum will amount to 6,000 euros.

Claim for damage caused by a third party

Fleet insurance offers you cover for a claim for damage suffered by drivers and occupants during the use of any of the vehicles insured because of a traffic accident provided for in the insurance agreement.

Advance on indemnity

This cover offers you the possibility of receiving an advance on the indemnity for damage caused to the drivers of the vehicles insured.

Management and handling of discharges from complaints and official action

This cover involves us taking over the management and handling of fines and discharges as a result of violations of the Traffic Law by drivers of your vehicles insured.

Complementary coverage

Travel assistance

This additional cover offers you assistance on the road in the event of breakdown, loss or theft while you are travelling in Spain and abroad.

Personal accident insurance

With this extension we offer you cover in the event of death, permanent incapacity and we take over the treatment of all the drivers insured in your fleet and their mates.

Personal damage

This offers cover, with or without a deductible, for damages caused to the vehicles in your fleet as a result of a traffic accident.

Loss of licence

This additional cover gives you a monthly payment in the event of any of your drivers insured losing their licence for up to 12 months.

Windscreen

We cover the expenses arising from the repair of the glass and mirrors in the vehicles in the insured fleet.

Theft

This additional cover includes indemnity in the event of the theft of any of the vehicles insured and of the accessories located inside at the time.

Fire

We cover damage sustained by any of the vehicles in your insured fleet as a result of fire, as well as damage sustained by accessories of the vehicles and by objects located inside them.

FAQs

Who is this insurance for?

This insurance is aimed at companies with fleets of at least 10 vehicles, whether they are standard family cars, vans or lorries.

Why do I need this insurance for my company?

Fleet insurance guarantees protection in the event of accidents caused by your insured drivers and enables the impact which they may cause to carrying on your company's professional activity to be minimised. If you think it appropriate you may adapt the insurance covers so you also have protection in the event of damage caused by third parties to your fleet and drivers insured.

Related information

Why take out Fleet insurance?

Travel assistance from 0 km

The best roadside assistance from your home or business, to give you peace of mind that we will be at your side should you need it.

Management of fines

Managing a fleet is a complex job, including a heightened risk of your drivers receiving penalties. We take care of managing and processing penalties and possible discharges.