Group accidents


Collective-agreement accident insurance for companies

It's better to prevent

What does the Collective agreement accident insurance for companies involve?

Collective agreement accident insurance for companies is an insurance policy designed to cover the risks of occupational accidents and other contingencies suffered by workers in a company, according to their sector's effective agreement.

Agreements are usually updated periodically, as well as their insurance conditions. As a result, we adapt the contract to any new modifications so that it is always up-to-date.

Advantages of this insurance

Taking out the Collective agreement accident insurance offers clear advantages to businesses. Some of which are:

Adapted to each company

Our Collective agreement accident insurance plan for companies is configured according to every working sector, its territorial area, the agreement to be applied and the number of insured parties

Easy to manage

The innominate policy insures all the employees in the RNT contribution group (formerly TC2) of the Spanish Social Security Institute (TGSS).

Always up-to-date

We have an automatic system for updating agreements, that permits daily monitoring and updating of modifications published in the respective Official Gazettes. Thus, your Collective agreement accident insurance will always be up-to-date.


Insurance coverage

In the event of death of an insured worker due to an accident, the Collective agreement accident insurance guarantees an indemnity for beneficiaries in accordance with your company's collective agreement, whether direct or resulting from the aftermath of one.


This type of insurance is compulsory if stated in the agreement covering the activity of the company. However, given its importance, it is deemed necessary to take it out.

No, it is not necessary. By updating the agreements periodically and, more specifically, the insured capital, we will take care of the policy's update supplement directly when it occurs.

There are agreements in which the capital that has been established is very small. The policyholder, if he/she deems it appropriate, has the possibility to increase or reverse this situation. The insurance contract will show, in a differentiated way, the capital that the agreement itself establishes and those that the policyholder has voluntarily extended.

Why take out Collective agreement accident insurance?


We propose several insurance alternatives for your company, leaving you to choose the one that best suits your day-to-day reality.


Take out the insurance most suited to your company's needs, with payment in instalments of your choice, if appropriate.


Tell us what you need and we will take care of everything, always keeping the product updated to suit your new business circumstances.