Accidents
The importance of thinking ahead
Our Group accident insurance covers the different categories of contracting when different groups are taken out, linked to the policyholder by a common link (self-employed workers, members of professional groups, school insurance, training courses, associations and volunteers, attendees at an event, users of certain facilities, activities of leisure, etc.).
Workers in a company may also be included in this product, provided that the insurance is not subject to agreements. In this case, you can access your information in the specific section.
We offer you specific solutions adapted to your group, thanks to the advice of our network of specialist professionals.
The particularities of each group have been collected, adapting the product to the true needs of each one, and proposing different insurance conditions.
Depending on the type of group, insured parties may be unnamed. In addition, to make everything simpler, only the information that is strictly necessary is requested.
Our Group accident insurance guarantees compensation as the result of the death of the insured party directly due to an accident.
In addition, the beneficiaries may receive an advance sum to cover the expenses arising from the death and, for example, the burial. The amount of this advance is indicated in the specific conditions of the policy.
We cover payment of an indemnity for incapacity due to an accident suffered by one of the parties insured, the amount of which will be agreed on the basis of the amount of the policy and the levels of seriousness of the after-effects in accordance with the scale of incapacity. It is possible to extend the percentages of this scale by taking out the Progressive Incapacity option which increases the limits of indemnity to be received in the event of an accident.
Depending on the type of insurance, a set of complementary guarantees can be taken out. Among others, we can highlight:
Temporary Disability: In the event of temporarily being unable to carry out your profession as a result of an accident, we guarantee a daily indemnity during medical treatment and the recovery period, for a maximum period of one year.
You can also take out scaled temporary disability, where the days of sick leave according to the pathology affected are detailed in the contract.
Medical care: This coverage provides an additional sum for medical, pharmaceutical and hospitalisation expenses, as well as those arising from the transport required for subsequent treatment or rehabilitation.
Daily benefit in the event of hospitalisation. If as a result of the accident or illness you require hospitalisation, this guarantee will provide you a daily indemnity as of the first day of hospitalisation until discharge, with a maximum limit of 365 days.
Additional sum for traffic accident: When including this option in your insurance policy, we will increase the indemnity for death and permanent disability to the capital selected, if it is caused by a traffic accident.
Our group accident insurance offers you great flexibility in terms of coverage. Depending on the type chosen, as you can opt for coverage 24-hours a day, during your work activity or while you are doing the activity, among other possibilities.
It is an ideal product to give the policyholder peace of mind, both in the event of accidents that may occur to the insured persons or members dependent on the policyholder or under the policyholder's responsibility, and to those that may be the subject of a specific act. Among the latter, we can highlight users of facilities, visitors to cultural or artistic events, public attending a public festival, among others.
With Individual insurance, each person has a different family, financial or professional situation, insurance needs for maintaining a similar standard of living in the event of an accident are also different.
Individual accident insurance offers various types of insurance to protect all areas of private life, from trips and travel to the practice of simple sports.
In addition, these products offer the possibility of extending the insurance with a series of complementary guarantees that allow the policy to be customised.
Group accident insurance is designed to protect members of a group from common, unforeseen events that may occur during the performance of a specific activity.
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We offer you different insurance schemes according to your company's interests and needs, so that you can choose the one that suits you the best.
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We offer you all the know-how and assistance of the best professionals, to advise you and help you in your insurance decisions.
In addition to the different coverage included in our products, you can extend your level of protection by choosing another series of add-on guarantees.
Choose an option to request more information about the insurance
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