Agricultural vehicles

Agricultural vehicle and machinery insurance

Q: Who is this insurance for?

Agricultural vehicle and machinery insurance is aimed at both companies and professionals who wish to insure the vehicles that they use in their farming operations. These vehicles are usually tractors, agricultural machinery, heavy lorries or vans.

Q: Why do I need this insurance for my agricultural operations?

This Agricultural vehicle and machinery insurance covers you for the expenses arising from an accident. In this way you will be able to minimise the impact that events of this kind cause to the return from and running of your farming activity.

Your agricultural vehicle on the move

Agricultural vehicle and machinery insurance

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What is Agricultural vehicle and machinery insurance?

Agricultural vehicle and machinery insurance, such as tractors, is designed to guarantee coverage of agricultural machinery and tractors, as well as people. Furthermore, this insurance is characterised by additional covers which allow the contract of insurance to be adapted the specific needs of each business.

Advantages of this insurance

Maximum security in the field

You will have compulsory civil liability covered for any unforeseen eventuality involving the agricultural vehicle insured with the possibility of extending covers.

Criminal defence, claim for damage and handling fines

We guarantee cover for the costs of official, judicial or arbitration proceedings arising from a traffic accident involving the vehicle insured.

Expand your coverage

We place a series of additional extensions at your disposal which allow you to adjust insurance protection to your company's needs.

Main coverage

Public liability, legal defence and claim for damages

Our insurance for agricultural machinery and vehicles guarantees cover for indemnities arising from the compulsory civil liability required by law, and for material and personal damage caused to third parties as a result direct of traffic incidents involving the vehicle insured.

This insurance further includes cover for voluntary civil liability, whereby if the indemnity exceeds the legally established maximum limit for compulsory civil liability, we will give you an additional sum which may amount to up to 50 million euros.

Cover is also included for legal defence required in legal proceedings and claims for damage for the drivers insured in your business who involved in a loss as a result of a traffic accident involving the vehicle insured.

Lawyers' and judicial expenses and bail bond

This covers the legal expenses arising from an accident, with a limit of 1,500 euros for engaging outside lawyers and 6,000 euros if lawyers are engaged through Plus Ultra Seguros.

Claim for damage caused by a third party

Agricultural vehicle insurance offers you cover for damage suffered by the drivers and occupants of your insured vehicles arising from a traffic accident.

Advance on indemnity

We make the day-to--day running of your business in the field easier. So, with Agricultural vehicle and machinery insurance you will be able to receive an advance on the indemnity for damages suffered by drivers as a result of a loss.

Management and handling of discharges from complaints and official action

This cover involves us taking over the management and handling of fines and discharges resulting from violations of the Traffic Law committed by the drivers of the vehicles insured.

Complementary coverage

Personal accident insurance

This optional cover covers death, permanent incapacity and the medical treatment of the drivers insured in your business, as well as their mates.

Damage to own vehicle with excess

With this optional cover we offer cover for damage caused to your agricultural machinery and tractors as a result of a traffic accident or in the field.

This additional cover offers you an indemnity in the event of the theft of your agricultural machinery and tractors and the accessories inside them at the time of the theft.

Damage to windscreen with excess

The protection offered by this optional cover includes the repair of the glass and mirrors in all your agricultural machinery and tractors insured.

FAQs

Who is this insurance for?

Agricultural vehicle and machinery insurance is aimed at both companies and professionals who wish to insure the vehicles that they use in their farming operations. These vehicles are usually tractors, agricultural machinery, heavy lorries or vans.

Why do I need this insurance for my agricultural operations?

This Agricultural vehicle and machinery insurance covers you for the expenses arising from an accident. In this way you will be able to minimise the impact that events of this kind cause to the return from and running of your farming activity.