Seguro-decenal

Engineering insurance

Ten-year insurance

For work well done

What does ten-year insurance consist of?

At Plus Ultra Seguros, we have designed the ten-year insurance plus to meet the needs of real estate developers and construction companies in order to comply with the current legislation regarding building quality.

Benefits of this insurance

The quality of your constructions guaranteed

Because we assume the damages that may arise in your property development as a result of construction defects within the first ten years.

Quick response

We process your repairs and indemnities quickly, far from the slow process of establishing liabilities.

Quick and easy contracting

Thanks to our experts, you will have the required coverage document for residential buildings in a short period of time.

Extra protection

We offer a series of additional guarantees that provide your building further protection.

Seguro-decenal

Main coverage

During the first ten years of its reception, we guarantee the compensation or repair of damage in the building that originates from or affects the foundation or the structural elements and that compromises its structural safety.

Some causes that can lead to this type of damage are:

  • Design errors
  • Defects in material or workforce
  • Foundation or structure failures
  • Fire or explosion due to faults or defects in the building's installations

Besides the basic guarantee, which is compulsory by current legislation on residential buildings, Plus Ultra Seguros offers you other interesting guarantees, as well as the option of insuring non-residential building projects.

FAQs

The Ten-year Insurance Plus is mainly aimed at real estate developers and construction companies.

Contracting this type of insurance is compulsory by law in order to register any residential property in the Property Rights Register. This applies to the construction of new buildings and the refurbishment of buildings built after the coming into force of the current Spanish Building Regulations.

In addition, and although it is not compulsory by law, Plus Ultra Seguros offers you the possibility of insuring non-residential buildings, such as office buildings and commercial establishments, hotels, car parks, administrative and cultural buildings or hospitals, as well as refurbishment projects. Thanks to our protection, your projects will enjoy extra protection and safety.

This insurance covers the entire building for a period of ten years as of the reception of the works. The coverage for material damage caused to the building as a result of faults or defects originating from or affecting its foundations and structure and that directly compromise the mechanical resistance and stability of the building are guaranteed.

Why take out a ten-year insurance policy with Plus Ultra Seguros?

Because we go to the next level in order to offer the best quality service.

Underwriting

We underwrite the quality of your housing developments, so that they can be entered in the property register.

Personalised Customer Service

We know how to adapt to you and to do this we listen to you and offer you the answers you need, so that you can carry out your professional activity in optimal conditions.

Complete protection

Because in addition to the basic legally required guarantees on housing construction, we offer you the possibility to extend your cover to encompass other types of building.