Maximum performance
Enjoy the best coverage for your car with our comprehensive insurance, from the most basic coverage items to those requested by the most discerning clients.
Car insurance
As comprehensive as you wish
Our Comprehensive car insurance with or without excess offers you the possibility to choose the level of protection you need for your vehicle. With the best coverage for you to enjoy your car like day one, and also with perks like the complimentary vehicle, free of charge. Let us insure you.
Our Fully comprehensive car insurance, with or without excess, is your key to unlocking an interesting variety of advantages.
Enjoy the best coverage for your car with our comprehensive insurance, from the most basic coverage items to those requested by the most discerning clients.
Our insurance protects your car completely: whether against accident damage due to a collision, theft, a broken windscreen, or a collision with an animal on a public highway.
Your insurance will line up with what you are looking for, for your car and your family. Child safety equipment and other accessories can be included if you wish.
Enjoy services such as our management service, mechanics helpline, and comprehensive travel assistance.
Our fully comprehensive insurance covers damages caused by different circumstances such as a collision with another vehicle, animal or object; external elements such as weather, or the collapse of land, bridges, or roads; or from acts of vandalism or malicious acts caused by a third party.
This can be extended to cover damaged caused to luggage, child travel safety systems, or to cover driving on unsuitable routes.
In all cases you have the option to take out cover with our without an excess.
We guarantee repair or substitution of your vehicle's windscreen and windows, in case of total or partial breakage, including solar roof and special glass (such as tinted, polarised, silk screened or heat-reflecting).
In the event of a fire or explosion, you'll be covered for all material damages to the car, as well as any insured accessories, whether the vehicle is in transit or parked.
In addition, you will be protected both if someone tries to steal your vehicle and cause damage, for example, in a lock, as well as if they steal any of the accessories under coverage. And if your car does end up being stolen and doesn't turn up, you'll be compensated based on the value of the car. If the car is found damaged, we will carry out any necessary repairs.
This comprehensive insurance with or without deductibles includes travel assistance during your trips in Spain and abroad, with exclusive services in case of accident or breakdown.
Vehicle assistance: whether you need your vehicle repaired on the roadside so you can carry on your journey, or you need your car to be towed to a workshop, we offer you a fast response, 24 hours a day.
Our guarantee covers several attractive services: we will change punctured tyres, send you fuel, or even send replacement parts if you can't find them where you are.
In any case, you and the other occupants will be fully covered, since you will be transferred to your home or will be accommodated in a hotel depending on the duration of the repair.
Personal assistance: whenever you're on a journey, you will be fully and comprehensively covered by your insurance, with cover for transporting or repatriating injured or ill people to their homes, including any potential companions. And if you're travelling outside of the country, we will help you track down luggage if it gets lost, as well as take care of any unforeseen costs that may arise, in the event of you needing healthcare assistance, or legal defence.
This insurance covers compensation derived from compulsory civil liability, as laid out by law, as a consequence of material damage and personal injury caused to third parties with the insured vehicle.
Voluntary civil liability coverage is also included, by virtue of which, if the compensation exceeds the legally established maximum limit for compulsory civil liability coverage, we will provide you with additional capital up to 50 million euros.
We also guarantee you coverage for the legal defence needed for legal procedures, and claims for damage as a result of a traffic accident involving the insured vehicle.
Our fully comprehensive car insurance covers the payment of the corresponding damages resulting from personal injuries suffered by both the insured driver and the vehicle occupants, including death, disability and healthcare services.
Fully comprehensive car insurance with or without excess is so flexible that it can be taken out in separate units with ample optional covers which allow you to enjoy unique motor insurance, among which, apart from those already seen in the main covers, the following stand out:
For any subject related to your daily life, whether personal or work-related, including matters that affect your family unit.
You can choose the basic modality, with a maximum of 7 days of a replacement car, or the extended one that offers you up to 30 days.
We help you with the procedures related to your vehicle, either with the purchase of a new vehicle or deregistering the old one and will pay the expenses required to obtain a duplicate of the vehicle documentation in case of loss, deterioration due an accident.
Plus Ultra Seguros helps you with important issues such as psychological assistance after an accident, personal assistance or telephone technical advice providing information on maintenance services or mechanical enquiries.
The best service for comprehensive care for your vehicle, just the way you would do it.
Find your workshopIf you are a self-employed worker who uses your car intensively and want to have the best protection for your vehicle and its occupants, fully comprehensive insurance for the self-employed is the best option, because you will enjoy all the guarantees you need, and can adapt it according to your preferences.
In a fully comprehensive insurance with excess, if you are responsible for the claim, you must take care of the amount established in this excess (the rest of the repair cost being covered by the insurer), the coverage of own damages and, also occasionally, theft, fire and windscreen damage.
In a fully comprehensive insurance policy without excess, the insurer is responsible for the total amount of the repair.
The fully comprehensive with excess modality allows you to take out a product with all risk coverage at a lower price.
This is a network of exclusive Plus Ultra Seguros garages, which operate throughout Spain, with preferential services and treatment for our customers. To find out more about them we recommend referring to the AutoPresto section of "Main Covers".
You must notify us as soon as possible, within a maximum of 7 days from the time of the occurrence. To do this, you can do it on our customer service helpline (91 783 83 83), on the form you can find at plusultra.es or through your usual mediator.
You must provide us with your personal details and those of your vehicle, the date of occurrence and time of the incident and the details of the other vehicles involved. Furthermore, it is always important to provide any other information you may have to help clarify possible responsibilities (friendly accident statement, intervention by an authority, witness statement).
In the event of theft, you will also need to send us the police report.
Because you don't known when you are going to need this service, we include it directly with your comprehensive insurance.
For you to never stop and continue with your day in case of a breakdown or accident.
You will have the best professionals, who will look for the best solution to repair your vehicle.