Car insurance

Fully comprehensive car insurance with or without excess

As comprehensive as you wish

What does the Comprehensive car insurance with or without excess offer you?

Our Comprehensive car insurance with or without excess offers you the possibility to choose the level of protection you need for your vehicle. With the best coverage for you to enjoy your car like day one, and also with perks like the complimentary vehicle, free of charge. Let us insure you.

Advantages of this insurance

Our Fully comprehensive car insurance, with or without excess, is your key to unlocking an interesting variety of advantages.

Maximum performance

Enjoy the best coverage for your car with our comprehensive insurance, from the most basic coverage items to those requested by the most discerning clients.

Complete protection

Our insurance protects your car completely: whether against accident damage due to a collision, theft, a broken windscreen, or a collision with an animal on a public highway.

As individual as your car

Your insurance will line up with what you are looking for, for your car and your family. Child safety equipment and other accessories can be included if you wish.


Enjoy services such as our management service, mechanics helpline, and comprehensive travel assistance.


Main coverage

Our fully comprehensive insurance covers damages caused by different circumstances such as a collision with another vehicle, animal or object; external elements such as weather, or the collapse of land, bridges, or roads; or from acts of vandalism or malicious acts caused by a third party. 

This can be extended to cover damaged caused to luggage, child travel safety systems, or to cover driving on unsuitable routes. 

In all cases you have the option to take out cover with our without an excess. 

Optional coverage

For any subject related to your daily life, whether personal or work-related, including matters that affect your family unit.

Discover the benefits of AutoPresto

Free collection and delivery

Preferential assessment and repairs

Free courtesy vehicle

General assessment of the vehicle

Free clean

Guaranteed repairs for 3 years

€60 discount on excess for fully comprehensive policies

Retention of bonus for own damages

Find your closest AutoPresto workshop


If you are a self-employed worker who uses your car intensively and want to have the best protection for your vehicle and its occupants, fully comprehensive insurance for the self-employed is the best option, because you will enjoy all the guarantees you need, and can adapt it according to your preferences.

In a fully comprehensive insurance with excess, if you are responsible for the claim, you must take care of the amount established in this excess (the rest of the repair cost being covered by the insurer), the coverage of own damages and, also occasionally, theft, fire and windscreen damage.

In a fully comprehensive insurance policy without excess, the insurer is responsible for the total amount of the repair.

The fully comprehensive with excess modality allows you to take out a product with all risk coverage at a lower price.

This is a network of exclusive Plus Ultra Seguros garages, which operate throughout Spain, with preferential services and treatment for our customers. To find out more about them we recommend referring to the AutoPresto section of "Main Covers".

You must notify us as soon as possible, within a maximum of 7 days from the time of the occurrence. To do this, you can do it on our customer service helpline (91 783 83 83), on the form you can find at plusultra.es or through your usual mediator.

You must provide us with your personal details and those of your vehicle, the date of occurrence and time of the incident and the details of the other vehicles involved. Furthermore, it is always important to provide any other information you may have to help clarify possible responsibilities (friendly accident statement, intervention by an authority, witness statement).

In the event of theft, you will also need to send us the police report.

Why take out fully comprehensive car insurance with or without excess?

Travel assistance from 0 km

Because you don't known when you are going to need this service, we include it directly with your comprehensive insurance.

Courtesy car

For you to never stop and continue with your day in case of a breakdown or accident.

Repair service

You will have the best professionals, who will look for the best solution to repair your vehicle.