fully-comprehensive-car-insurance

Car insurance

Fully comprehensive car insurance with or without excess

As comprehensive as you choose

What does the Comprehensive car insurance with or without deductibles offer you?

Our Comprehensive car insurance offers you the possibility to choose the level of protection you need for your vehicle. With the best coverage for you to enjoy your car like day one, and also with perks like the complimentary vehicle, free of charge.

Advantages of this insurance

Our comprehensive insurance with or without deductibles is your key to unlocking an interesting variety of advantages.

Maximum performance

Enjoy the best coverage for your car with our comprehensive insurance, from the most basic coverage items to those craved by the most demanding clients.

Complete protection

Our insurance protects your car completely: whether against accident damage due to a collision, theft, a broken windscreen, or a collision with an animal on a public highway.

As individual as your car

Your insurance will line up with what you are looking for, for your car and your family. Child safety equipment and other accessories can be included if you wish.

Worry-free

Enjoy services such as our management service, mechanics helpline, and comprehensive travel assistance.

comprehensive-insurance

Main coverage

Our comprehensive insurance covers damages caused by different circumstances such as a collision with another vehicle, animal or object; external elements such as weather, or the collapse of land, bridges, or roads; or from acts of vandalism or malicious acts caused by a third party. 

This can be extended to cover damaged caused to luggage, child travel safety systems, or to cover driving on unsuitable routes. 

In all cases you have the option to take out cover with our without an excess. 

Optional coverage

For inquiries related to your car, home, family or work.

Discover the benefits of AutoPresto

Free collection and delivery

Preferential assessment and repairs

Free courtesy vehicle

General assessment of the vehicle

Free clean

Guaranteed repairs for 3 years

€60 discount on excess for fully comprehensive policies

Retention of bonus for own damages

Find your closest AutoPresto workshop

Find your closest AutoPresto workshop

Because we know how important your car is for you, leave it in the best hands during its servicing and enjoy the benefits offered by our network of AutoPresto workshops.

Find your workshop

FAQs

The all risks Insurance has been devised for drivers who use their car frequently and wish to have full protection which, in its turn, is adaptable to their specific needs.

In the event of you being liable for a loss, the excess applies to the actual damage, but may also apply to covers such as fire, theft or glass. This type of contract allows you to take out a product with all risk coverage at a lower price.


These amounts, which can fluctuate from 100 up to 1,200 euros, enable the party insured to only have to meet an excess in the case of a loss with a high cost of repair, and not the whole amount of the repair.

This insurance puts at your disposal the national network of AutoPresto workshops, which includes a number of advantages exclusively for you. To learn more about them, we recommend you check the AutoPresto section at "Main Coverage."

Notify the Company as soon as possible, within seven days of the event. This way we will be able to carry out all the required administrative steps as efficiently as possible. 

In the case of Plus Ultra Seguros you can tell us about the incident: 

  • via your intermediary, who will go through the process with you and start with the administration. 

  • At the 24-hour telephone help line, calling 902 15 10 15

It is very important that you send us a copy of all the notifications you receive, as well as the Joint Accident Report, if applicable. If your car has been stolen, you must report it to the authorities immediately. 

Essential details that must be collected in the event of an accident with a third party involved: 

  • Date, time and place of incident. 

  • Details of the drivers, insurance companies, and vehicles involved (registrations). 

  • Name and contact telephone number of potential witnesses or injured parties.

Why buy car insurance with or without deductibles with Plus Ultra Seguros?

Travel assistance from 0 km

Because you don't known when you are going to need this service, we include it directly with your comprehensive insurance.

Courtesy car

For you to never stop and continue with your day in case of a breakdown or accident.

Repair service

You will have the best professionals, who will look for the best solution to repair your vehicle.