Life insurance

Funeral insurance

At those difficult times

What is this insurance?

At such a difficult time as after the loss of a loved one, death insurance will arrange all the procedures and cover all the expenses relating to the funeral service, with just one call. In addition, it covers all the legal proceedings related to the death, with different cover to adapt to your family situation.

What are the benefits of our death insurance policies?

Taking out death insurance has a lot of benefits, from having a comprehensive service that takes care of all the details to the savings it entails.

With everything needed

Our death insurance policies take into account everything needed for managing the funeral, so you don't have to worry about unexpected expenses or procedures.

Transfer costs included

The costs incurred in transferring to the area in Spain where the service will be held are included and, if you are a foreign resident, we offer specific insurance that includes repatriation.

Payment flexibility

You can choose the most convenient way for you to pay: monthly, quarterly, every six months. And if you are over 70, we have Single-premium insurance.


What cover does death insurance include?

Among the situations covered by death insurance, the foremost is the comprehensive management and expenses for the funeral service. The insured party can chose this service to include religious services, the coffin, floral arrangements and flowers, the gravestone, cemetery niche, and everything needed for the funeral to be held, adapting the services to the uses and habits of the location chosen. 

Other important cover included is the transfer of the deceased person to the location chosen for the funeral, even if this is far from their usual residence. In addition, Plus Ultra Seguros offers death insurance with repatriation for people who are living in Spain and choose to return to their home country. 

Our death insurance policies also include all the administrative and legal management involved, thus preventing the family from having to worry about these procedures at such a difficult time. 

Collateral guarantees

Our death insurance, either with the repatriation option or without it, offers a series of useful complementary services such as:

  • Telephone medical advice: by a dedicated medical team that will provide the best and most comprehensive medical advice, at your service 24 hours a day.
  • Legal advice and death management over the phone: to answer any questions relating to matters such as inheritance, tax advice, documentation or pension collection, among others.
  • My will: with our insurance policies you will be able to make a will and include digital deletion and a living will.
  • Pet coverage: with access to a veterinary directory and different services.

Factors that influence price

Besides the peace of mind that comes from having everything organized in advance, death insurance offers savings when facing funeral service costs.

Age of the insured persons

The age of the insured persons influences the price of the insurance, it being recommendable to take it out at an early age or when starting a family.

Services chosen

At Plus Ultra Seguros, you can take out the insurance policy that best suits your circumstances, choosing the funeral service and including a cemetery niche or grave if required.

Insured capital

According to the type of service chosen, you will be guaranteed final capital to cover all the expenses, which will be reassessed over the years.


Anyone at any age can take out death insurance, and the policy can include anyone as the insured party, regardless of their age. However, it should be borne in mind that the premium to be paid for the insurance will vary according to the age of the insured parties. 

When the death occurs, a simple call starts up the entire service and a company professional will personally attend to the family, facilitating the procedures and decision-making in complicated moments. 24 hours a day, 365 days a year.

Why take out death insurance with Plus Ultra?

Plus Ultra Seguros, with its extensive experience in the sector, has agreements with the very best professionals who will provide you with quality care and services.

Complete peace of mind

The capital insured is reassessed to keep it updated and it can include a supplementary amount to avoid unexpected events. If the cost of the service is lower, the beneficiaries will receive the difference.

Complementary coverage

In addition to the most comprehensive guarantees for holding the funeral service and all related procedures, our insurance policies offer you additional cover such as medical and legal advice over the phone.

Expert professionals

From the most effective advice when taking out a policy to the most professional, personal management for the funeral service, Plus Ultra Seguros guarantees you the very best care.