Civil liability for companies

Civil liability for insurance construction

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What is civil liability insurance for construction?

This civil liability insurance includes, in a single policy, the protection your company needs during the execution of works, renovations or installations, in the event of third-party claims for damage occasioned from your activity and that of your employees.

Advantages of this insurance

Custom-made

Choose the policy type that fits your needs, for instance, according to your business activity: developers, real estate work, public works.

Exclusive services

It includes additional guarantees such as criminal defence, damage claims, 24-hour helpline and defence in administrative matters.

Always up-to-date

Your protection will always be watertight, because we revalue your coverage amounts to keep them aligned to your current needs.

Coverage of this insurance

Civil liability

This civil liability insurance allows you to select and group all types of coverage related to construction, assembly and renovation activities, to make a tailor-made policy. Some of these guarantees are:

Operations civil liability.
Water damage (non-climatological).
Civil liability for subcontractors.
Adjacent goods.
Underground and/or aerial installations.
Dependent technical staff.
And other such as civil liability for employers, crossover or maintenance periods,

Criminal defence and claim for damage

Criminal defence and claim for damage.
Rights relating to the premises, service contracts, contracts on movable property and employment contracts.
Defence in administrative matters.
Claims in supply contracts.
Legal helpline.
Optional: Defence before the Labour Inspectorate and third-party claims for damages for work performed.

The indemnity caps for each guarantee is the result of applying the percentage indicated to the insured capital. The indemnity cap for all guarantees will be the insured capital.

Learn more about this insurance

FAQs

Who is civil liability insurance for construction intended for?

Companies working in the construction sector, such as developers, construction companies, renovation and assembly companies and similar, which want to protect their assets against potential third-party claims for damage caused while they carry out their work.

When might you need this insurance?

For instance:

A constructor worker drops a brick, causing material damage to a parked vehicle.
An employee is injured in a workplace accident.
A pane of glass falls while being fitted, causing personal damage to a person walking down the street.
When carrying out work, a water pipe is broken and damages the home below.