Private Civil Liability

Civil liability for companies

Private and property

Protect your assets

What does our private and property civil liability insurance offer you?

Because unexpected situations can arise in our day-to-day lives that we have to respond to, we offer the solution so as not to compromise your property and assets in the event of possible claims for damages, with the very best legal defence, thanks to our private and property civil liability insurance.

Advantages of this insurance

Different modalities

So you can choose your policy from a number of options

Expenses covered

Whether compensation in the event of bodily harm to third parties or material damage to other assets, such as those arising from your legal defence and possible deposits to be paid.

Comprehensive legal protection

Including criminal defence and claim for third-party damage.

General Public Liability

Private and property civil liability insurance coverage

Coverage for your actions in your private life as the head of your family, responsible for the people who depend legally on you.

FAQs

Designed for people, with or without a family, who are looking for an insurance policy that defends their interests in the event of claims for damages caused to third parties in their private life.

In addition, this is an insurance policy through which Plus Ultra Seguros would have to bear the risk of any costs arising from any damages caused to third parties, which, in certain circumstances, may not even be affordable for the insured party, in such a way that said claims for damages do not have an impact on your finances.

This insurance offers cover in the event of claims for damage to third parties, including legal and extrajudicial expenses, defence costs and any judicial bonds to guarantee your civil liability.

The principal guarantee consists of the payment of any compensation that the policyholder would be liable for in the event of damages caused to third parties.

On the other hand, if the policyholder is required to go to court because of claims filed by an injured party, Plus Ultra Seguros would cover the costs and legal expenses incurred, as well as the fees for lawyers and other professionals involved. In addition, if it is necessary to establish bonds, this would also be covered, as well as any out-of-court costs incurred with respect to the claim itself.

Private and property civil liability insurance covers the insured party for their liability for any damages to property or personal injury caused to third parties, since all individuals or companies are obliged to compensate said damages. 

This protection can help you in situations such as:

  • If you are in a commercial premises and involuntarily damage an item for sale.

  • If your child breaks a neighbour's window while playing or causing harm to another person.

  • If your pet harms a friend who is visiting you at home.

  • If you are riding your bike and cause a traffic accident.

Why choose private and property civil liability insurance with Plus Ultra Seguros?

The best professionals

Personalised

Simple