Civil Liability at a glance

Civil liability for companies

Civil liability for companies

The one-stop solution

What does our civil liability insurance for companies offer you?

Our civil liability insurance for companies, in all its policy types, guarantees the peace of mind you need to carry out your activity or business in the event of any unforeseen circumstances that involve the payment of compensatory damages or third-party damages, as well as legal expenses due to a civil liability claim.

What are the benefits of taking out a civil liability insurance policy for your company?

For every activity

We offer different modalities of civil liability insurance so you can choose the one best suited to your professional activity.

Complete protection

As your civil liability insurer, we cover you for third-party compensation claims, legal expenses and the defence of your interests.

Specialist advice

We expedite contracting procedures by placing at your disposal a team of professionals specialised in public liability.

Coverage

We will take care of indemnities resulting from claims for damage caused to third parties which may arise within the scope of your normal business activity. Among the situations covered are:

  • The carrying out of the business activities specific to the company whether inside or outside your premises
  • Your employees' actions in the performance of their professional activity
  • Any damage arising from using machinery employed in the normal work carried out by the company
  • Storage and transportation of merchandise object of the commercial or industrial process
  • Damage that may arise as a result of your company participating in trade fairs and exhibitions

Factors that influence price

These are some of the main factors that influence the price of civil liability insurance for companies.

Coverage amounts

The needs of your business activity and the coverage amount you choose to take out in the event of possible indemnities to third parties will affect the amount of your premium payment.

Coverage

In addition to the capital and the limits chosen, you can add optional coverage to your insurance policy, which will affect the final price by increasing your protection.

Activity

Each economic activity has different risks, which is why it is a determining factor in your insurance.

FAQs

This insurance is aimed at those companies that want to enjoy tailor-made protection in the event of a claim for damage by third parties.

Public liability insurance is of the utmost importance. By law, you must rectify any property damage, personal injury or damages caused to a third party or employee for the acts and omissions of both yourself and the individuals you are responsible for.

Everybody knows how important this type of insurance is, as the individual or entity that causes damages to a third party might not be able to pay the amount needed to rectify them. Therefore, for some activities it is compulsory to take out civil liability insurance (either professional liability insurance or motor vehicle liability insurance). However, other types of liability insurance, such as home liability insurance, are optional and will depend on the risk the insured wishes to cover.

Why take out Public liability insurance for companies with Plus Ultra Seguros?

Because it is important to prepare for any situation and we want to help you do this, we are at your service to offer you what you really need from an insurer.

Personalised Customer Service

Because every customer is unique, that's just how we want you to feel. We put our professionals at your disposal, so that they can listen to you and advise you on what you are looking for.

Complete protection

Whatever your need, we have the solution you are looking for. We provide all-inclusive protection, offering you several possibilities and helping you to choose the right one.

Simple

We want our relationship to be based on trust, that's why we explain our products in a simple way, so you can understand them easily.