Health insurance

Health Prime reimbursement Insurance

Any doctor, anywhere in the world

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What does our insurance policy offer you?

With our Health Prime reimbursement insurance you can choose a doctor or hospital anywhere in the world, always with cost reimbursement coverage, with the reimbursement of 100% of hospital expenses, 85% of outpatient medical care expenses and 50% of pharmaceutical expenses all guaranteed.

Benefits of this insurance

The best professionals in each speciality, with access to the most advanced medical technologies, anywhere in the world.

Reimbursement of expenses

Visit your trusted doctor, wherever you are, and we will reimburse you for your expenses (100% hospital, 85% outpatient).

Daily indemnity

If you need to be admitted to a public health hospital, and do not request reimbursement of expenses, you will receive a daily substitutive indemnity.

The best care

You will receive speedy treatment, thanks to the best specialists in each area.

The most advanced technology

You will have access to the most cutting-edge surgical techniques, medical tests and diagnostic procedures.

Prime reimbursement insurance coverage

100% reimbursement of hospitalisation expenses

We will reimburse all the expenses arising from medical care provided in a hospital, as a result of illness, accident or childbirth, within the established limits.

Includes expenses for stay, admission to ICU or HDU and ambulance transfer, among others.

Reimbursement of 85% of ambulatory medical care expenses

We also cover expenses for outpatient medical services, such as consultations, non-hospitalisation treatments, diagnostic tests, alternative and preventive medicine or rehabilitation treatments, reimbursement of 85% of these expenses, with the established limits.

Dental health

Dental coverage with access to a wide range of specialists, including free and other franchised treatments with special prices.

Other services

You will also have access to a wide range of value-added services, such as:

Telephone and video medical guidance services
Second medical opinion for serious illnesses and surgical procedures, advising you both on the diagnosis received and on who are the best specialists in each case, anywhere in the world.
Personal care with negotiated rates in numerous medical acts related to cosmetic surgery or ophthalmic laser treatment.
Cancer prevention medicine and medical check-ups.

Extension of coverage

Optionally you can extend the coverage if you include the guarantees in your insurance:

Full coverage:
Extend the limits of your insurance cover with an increase of up to 100% in non-hospital care coverage, including medical consultations, diagnostic tests, physiotherapy treatments, etc.

More than €8,000 extra in the event of hospitalisation, either due to surgical intervention or for stays due to non-surgical treatments, such as chemotherapy, radiotherapy or dialysis, among others.
Worldwide coverage:
To make you feel more protected and accompanied, we will increase the amount of the reimbursement to 100% of the expenses derived from hospital medical treatments, carried out outside of Spain.

Request your medical expenses reimbursement

Request the reimbursement of the bills you have paid: bills for medical appointments, diagnostic tests and hospitalisation, among others.

Request reimbursement

Related information

FAQs

Who is Health Prime reimbursement insurance intended for?

If you are one of those people who prefer to choose which doctor or hospital you want to go to, wherever you are, without limiting yourself to the medical directory, the Salud Prime reimbursement health insurance offers you that possibility.

What is the difference between the Salud Prime and Salud mixed reimbursement health insurance?

While Salud Prime reimbursement insurance is pure reimbursement and does not provide access to a medical directory, Salud Mixed reimbursement insurance offers you the possibility of using the medical directory or choosing an external professional or medical centre, within the limits established.

What is grace period and where does it apply in Health Prime reimbursement?

A grace period is the period of time you must wait from when you take out your health insurance before you can access certain guarantees.

With Health Prime reimbursement health insurance, the grace periods are three months for illness and eight months for pregnancy and childbirth, with their corresponding illnesses.

These deferred periods shall not apply in the event of accidents or congenital illnesses during the first year of the insured person's life.

There is also no grace period for infectious diseases, such as rubella, measles, chickenpox, scarlet fever, diphtheria, mumps, whooping cough, meningitis, among many others.