Health reimbursement

With your personal doctor

What does our Health insurance with reimbursement offer you?

With our Health reimbursement insurance policies, you can choose from the healthcare provided within our large medical directory, without incurring in any costs, or choose freely any medical centre or doctor, anywhere in the world. In this case, Plus Ultra Seguros will reimburse your expenses according to the limits established in each policy.

Advantages of this insurance

Assistance wherever you are

You can choose a healthcare professional anywhere in the world and recover the expenses later.

The best medical directory

You will have access to a medical directory with the best professionals and most advanced and innovative medical centres, at no cost to yourself.

Dental coverage

A wide variety of dental services that are free or have special rates.

For self-employed workers

Salud mixed reimbursement has several contracting options (with or without copayment), so that you choose the one that best suits you.

Cosalud healthcare

Main coverage

You have access to a first class medical directory, with access to hospitals, medical centres and a network of over 40,000 specialists of any medical-surgical speciality:

  • Primary healthcare
  • Emergency medical care
  • Medical specialities
  • Diagnosis
  • Hospitalisation
  • Special treatments
  • Preventive medicine
  • Obstetric and newborn care.

Find out about the different categories

This policy offers you a free choice of doctor, at an affordable cost, with a maximum insured capital of 47,500 euros per year.

You have the option to choose a doctor anywhere in the world, receiving a 90% reimbursement for expenses in Spain and an 80% reimbursement for expenses abroad.

Furthermore, you have access to all the guarantees in our medical directory, without having to make any payments.


Salud mixed reimbursement is aimed at people who want to enjoy quality healthcare, and want to choose care through the Medical directory but without giving up the possibility of reimbursement of expenses when using medical services outside the professional directory that the company offers.

The most suitable health insurance for you depends on the specific circumstances of you and your family, and so it's a very personal decision. 

Broadly speaking, for a family with children or with a stable place of residence, insurance that uses the medical directory may be the best option, as it gives you access to a wide range of health care at a fixed price.

Whereas for people who travel frequently, and also for those who want to always have their trusted doctor available, reimbursement insurance could be the best option. 

A grace period is the period of time you must wait from when you take out your health insurance before you can access certain guarantees.

We provide you an extensive medical directory with over 38,000 professionals that will take care of your health just like you deserve. Access via this link and find the professional you need.

If you are outside Spain and need assistance due to an unforeseen event, relax, you can use the services in any country in the world, with the expense reimbursement method, according to the terms and conditions of the policy.

Medical expenses reimbursement request

Request your reimbursement

Request the reimbursement of the bills you have paid: bills for medical appointments, diagnostic tests and hospitalisation, among others.

Request reimbursement

Why take out Reimbursement health insurance with Plus Ultra Seguros?

Expenses covered

According to the reimbursement insurance system chosen, the costs arising from the medical care you receive from the professionals of your choice will be covered.

When it comes to your family

Very comprehensive health insurance for you, which you can add your family members to with significant discounts.

The best professionals

Besides the free choice of professionals, you also have our medical directory at your disposal, which you can access without any expenditure.