Seguro-de-reembolso

Health insurance

Health reimbursement

With your personal doctor

What does our health insurance with reimbursement offer you?

With our reimbursement health insurance, you can choose to receive medical care through our extensive medical directory, free of charge, or you can choose the medical professional and hospital in which to be treated, anywhere in the world. In this case, Plus Ultra Seguros will reimburse your expenses according to the limits established in each policy.

Benefits of this insurance

Worldwide assistance

Choose any healthcare professional anywhere in the world and recover the costs afterwards.

Ease of management

We provide you with an easy-to-use administrative system for acquiring medical authorisations in a maximum of 2 hours, and invoice reimbursement in 48 hours.

Expansive medical directory

You will also have access to our comprehensive medical directory, which includes the best professionals and most advanced and innovative medical centres, at no cost to you.

Cosalud healthcare

Main coverage

We provide you access to primary medical care consultations, an ambulance service and registered nurses, as well as emergency home care.

Find out about the different categories

This policy offers you a free choice of doctor, at an affordable cost, with a maximum insured capital of 47,500 euros per year.

You have the option to choose a doctor anywhere in the world, receiving a 90% reimbursement for expenses in Spain and an 80% reimbursement for expenses abroad.

Furthermore, you have access to all the guarantees in our medical directory, without having to make any payments.

FAQs

This insurance is designed for self-employed people, with or without a family, who want to choose their own medical professionals, whether in Spain or abroad.

The most suitable health insurance for you depends on the specific circumstances of you and your family, and so it's a very personal decision. 

Broadly speaking, for a family with children or with a stable place of residence, insurance that uses the medical directory may be the best option, as it gives you access to a wide range of health care at a fixed price.

Whereas for people who travel frequently, and also for those who want to always have their trusted doctor available, reimbursement insurance could be the best option. 

Yes, whichever contract category you select, we offer you additional coverage so that you can design your policy around your needs, thus providing you with a more comprehensive health insurance plan.

Yes, whichever contract category you select, we offer you additional coverage so that you can design your policy around your needs, thus providing you with a more comprehensive health insurance plan.

Each insurance category has certain limits in place, established in the specific conditions of the policy. We recommend you visit the “Modalities” section for more detailed information.

We provide you an extensive medical directory with over 38,000 professionals that will take care of your health just like you deserve. Access this link and find the professional you need.

With Salud Dental Plus cover and in partnership with Dentyred, we offer you a medical dental directory with over 2,000 professionals throughout the country. You can access all the information through this link.

Plus Ultra Seguros have the following numbers available for any queries or processes you want to carry out: 902 25 10 25 or 91 783 83 84. You can also manage your medical authorisations through this link

Request the reimbursement of the bills you have paid: bills for medical appointments, diagnostic tests and hospitalisation, among others.

Medical expenses reimbursement request

Request your reimbursement

Request the reimbursement of the bills you have paid: bills for medical appointments, diagnostic tests and hospitalisation, among others.

Request reimbursement

Why take out reimbursement health insurance with Plus Ultra Seguros?

Expenses covered

According to the reimbursement insurance system chosen, the costs arising from the medical care you receive from the professionals of your choice will be covered.

When it comes to your family

Very comprehensive health insurance for you, which you can add your family members to with significant discounts.

The best professionals

Besides the free choice of professionals, you also have our medical directory at your disposal, which you can access without any expenditure.