Home Insurance
Your home, you decide
With Hogar Plus for your main residence, you protect your home, your belongings and many of the situations in which your family could be involved, with the most comprehensive, flexible and innovative cover available. A home insurance policy for your home with all the essential cover and the option of supplementing it with optional cover.
Our solutions give you the option to adapt your level of protection to the needs of your home and family.
Comprehensive protection against different situations and risks that could damage your property, with flexible coverage adapted to your needs.
You'll have the solution to any unforeseen events that could affect them, whether it involves responding to third parties or protecting their interests, thanks to civil liability coverage.
You'll have innovative services and quality guarantees, making life more straightforward.
To make setting up your insurance more simple, Hogar Plus gives you three options to choose from to give you the best fit for your situation, and a fully customisable policy.
Straightforward insurance with all the essential coverage you need if you're looking for an affordable policy that protects you against the main household mishaps, without sacrificing a high quality service.
A comprehensive and balanced option, with innovative coverage that really stands out, offering you excellent value for money.
This is the one to choose if you're looking for a comprehensive service that gives you the best solutions to any issues in the home.
With this option you can choose the guarantees that best fit your specific needs, with a wide range of capital sums to insure.
| Coverage | ESSENTIAL HOME PLUS | HOGAR PLUS ÓPTIMA | HOGAR PLUS ÉLITE |
|---|---|---|---|
| Fire, explosion, smoke and lightning | Included | Included | Included |
| Weather damage | Included | Included | Included |
| Different types of damage: vandalism, flooding, and collisions with vehicles or animals | Included | Included | Included |
| Water damage | Included | Included | Included |
| Damage from electrical sources | Not Included | Included | Included |
| Expenses arising from the incident: cosmetic damage, demolition and removal of debris, uninhabitability, or document reconstruction | Included | Included | Included |
| Garden damage | Not Included | Optional | Optional |
| Food in the refrigerator | Not Included | Included | Included |
| Breakages | Included | Included | Included |
| Theft and robbery | Included | Included | Included |
| Theft | Not Included | Included | Included |
| Risks outside of the home | Not Included | Included | Included |
| Civil liability | Included | Included | Included |
| Legal protection | Not Included | Included | Included |
| Vehicles in a garage | Not Included | Optional | Optional |
| Accidental damage | Not Included | Not Included | Included |
| Assistance in the home | Included | Included | Included |
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