Home-insurance-main-residence

Home Insurance

Main residence

Your home, you decide

What does our insurance for your main residence offer you?

With Hogar Plus for your main residence, you protect your home, your belongings and many of the situations in which your family could be involved, with the most comprehensive, flexible and innovative cover available. A home insurance policy for your home with all the essential cover and the option of supplementing it with optional cover.

Advantages of this insurance

The protection your house deserves

Our solutions give you the option to adapt your level of protection to the needs of your home and family.

With your home in mind

Comprehensive protection against different situations and risks that could damage your property, with flexible coverage adapted to your needs.

When it comes to your family

You'll have the solution to any unforeseen events that could affect them, whether it involves responding to third parties or protecting their interests, thanks to civil liability coverage.

And for many other reasons

You'll have innovative services and quality guarantees, making life more straightforward.

Home-insurance-main-residence

We adapt to you

Straightforward insurance with all the essential coverage you need if you're looking for an affordable policy that protects you against the main household mishaps, without sacrificing a high quality service.

Comparison chart Main residence

Comparison chart Main residence
CoverageESSENTIAL HOME PLUSHOGAR PLUS ÓPTIMAHOGAR PLUS ÉLITE
Fire, explosion, smoke and lightningIncluded Included Included
Weather damageIncluded Included Included
Different types of damage: vandalism, flooding, and collisions with vehicles or animalsIncluded Included Included
Water damageIncluded Included Included
Damage from electrical sourcesNot Included Included Included
Expenses arising from the incident: cosmetic damage, demolition and removal of debris, uninhabitability, or document reconstructionIncluded Included Included
Garden damageNot Included OptionalOptional
Food in the refrigeratorNot Included Included Included
BreakagesIncluded Included Included
Theft and robberyIncluded Included Included
TheftNot Included Included Included
Risks outside of the homeNot Included Included Included
Civil liabilityIncluded Included Included
Legal protectionNot Included Included Included
Vehicles in a garageNot Included OptionalOptional
Accidental damageNot Included Not Included Included
Assistance in the homeIncluded Included Included

Why take out insurance for your main residence with Plus Ultra Seguros?

The best professionals

Automatic reappraisal

Repair service