Income insurance

Income insurance

Ensure a monthly income

What does income insurance offer?

Plus Ultra's income insurance is designed for people who have savings and are looking to maximize the returns on their money with the aim of guaranteeing a supplement to their monthly income for the future.

Advantages of this insurance

Annuities are essentially designed for people looking for a regular income, with additional interest and very attractive taxation.

Risk free

A financial supplement to your standard income, completely guaranteed.

Maximum flexibility

We offer you different options so that you can enjoy your income however you wish.


Receive an income that guarantees that you can maintain your quality of life and that of your family.

Tax exemptions

Excellent tax systems for income received.

Individual savings plan

Main coverage

The customer will receive a monthly payment, whether this is a life or a temporary annuity, depending on what has been chosen, thus increasing his or her monthly income. 

1 /6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Taxation of income insurance

In the case of temporary income, the taxation of the income insurance depends on the length of time you decide to receive your income. In the case of life annuities, tax exemptions are determined according to the age of the insured party when taking out the insurance.


Rentas Plus insurance can be cancelled after the first annuality, provided there is cover that allocates capital to the beneficiaries, that is, it can be cancelled in the case of Temporary income and not in the case of Life annuities. In this case, the capital to be redeemed will depend on the value guaranteed when taking out the contract.

In this situation, customers will receive the monthly sums, which supplement their income, throughout their lifetime, regardless of how long they live, guaranteed. 

No, the product has a single premium, i.e. a contribution is made when you take out the insurance, allowing you to receive the income and serving as the income supplement you are looking for. 

Why take out income insurance with Plus Ultra Seguros?

Tax benefits

Because we advise you on how to get the best tax treatment.


We offer different options so that you can choose what's best for you.


With the very best guarantees that your money is in safe hands.