Temporary income insurance

Income insurance

Temporary Income

Ensure a monthly income

What does temporary income insurance offer?

Temporary income is a solution that guarantees you receive the monthly income agreed during the period of time covered under the contract. This income is received for the period of time stipulated under said contract, which will be for 3, 5 or 10 years, according to your needs.

Temporary income insurance

Features of our temporary income insurance

Our income insurance policies benefit from features that turn them into very attractive insurance solutions:

  • With Temporary Income, the policyholder, the insured party and the beneficiary are all the same person
  • The income will be received monthly only 
  • The period of time for receiving the income will be as stated in the insurance contract. You can choose 3, 5 or 10 years.
  • During the term of the contract, the policyholder will receive the monthly income stipulated. When the contract finishes, s/he will receive the single premium contributed when taking out the contract. 
  • In the event of death, the named beneficiary will receive the payment of the capital established thus far.
  • It is possible to access the capital contributed one year after it was contributed. In the event of redemption, the capital will be equivalent to the market value of the assets, with the limit of the provision due to death. 

Taxation of temporary income

DURATION OF THE INCOMEEXEMPTION PERCENTAGE
Up to 5 years88%
Between 5 and 10 years84%
Between 10 and 15 years80%
More than 15 years75%

Why take out income insurance with Plus Ultra Seguros?

Tax benefits

Excellent taxation for the returns obtained, much more advantageous than in the case of deposits.

Flexibility

For choosing the amount to contribute and the term of the income.

Guaranteed

Both the initial amount contributed as well as the returns on it are guaranteed by Plus Ultra Seguros.