Vida amortización Plus

Vida amortización

It covers your personal loan or mortgage

What does our insurance policy offer you?

If you have been granted a personal loan, a credit line or a mortgage, and you want to ensure its payment is guaranteed if something were to happen to you, we offer you the Vida amortización Plus insurance policy. Thanks to this life insurance policy, we will cover whatever capital you have outstanding in the event of disability or death.

Benefits of this insurance

Flexible and adapted

The Vida amortización Plus insurance policy adapts both to the capital amount and to the term of your loan, and it has the option to be renewed annually until the term ends.

Convenient payment

Since you will be able to choose between several payment methods: from a single payment, to annual, half-yearly, quarterly or monthly bills.

Full protection

Because you will be able to cover the capital of the loan in the event of death, as well as permanent disability.

Vida amortización Plus

Coverages of the Vida amortización Plus insurance policy

The Vida amortización Plus insurance policy guarantees for the insured person's beneficiaries the payment of the outstanding capital of the loan, in the event that the insured person were to pass away.

We offer you the option to name the bank or financial institution that has granted you the loan or credit as the beneficiary, in order to cancel the debt.

Ways of taking out the insurance

In this format, the term will be one-year, with the option to renew annually until the end of the loan term or until the insured person turns 75 years of age.

FAQs

The Vida amortización Plus insurance policy is intended for those who have a personal loan or a mortgage who want to ensure that this debt is paid off in the event of death or disability, thus avoiding the financial impediment it could cause for their family.

Yes. In repayment insurance policies, it is normal for the beneficiary to be the bank or financial institution that provides the loan, so that it can use the capital to cancel the debt. Furthermore, Plus Ultra Seguros offers you the option to include an entailment clause in the policy if necessary.

Why choose Plus Ultra Seguros?

Flexibility

Affordable

Simple