Choose the right fit for your needs
With our @utomatic third-party car insurance you decide what protection you want for your car, thus providing the best service and quality care that you deserve. You can choose from several types that include everything from essential third party insurance coverage to windscreen, theft, and fire guarantees, so you'll always feel comfortable and safe behind the wheel.
Free of risks
Because we cover any damage caused to third parties as a result of using your vehicle, as well as your legal protection and the defence of your interests.
Three modalities
Basic third-party to enjoy your car without risks, third-party plus windscreen cover to add a protection plus, extended third party, and fully-comprehensive third-party.
Highly flexible
You may expand the covers of your insurance to your specific needs in any of the modalities.
Complete your insurance
Thanks to the best selection of optional covers and assistance services, so that you can enjoy your car at all times.
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Because we know how important your car is for you, leave it in the best hands during its servicing and enjoy the benefits offered by our network of AutoPresto workshops.
Find your workshopOur third party car insurance is aimed at all drivers: its essential coverage fulfils all legal requirements and offers you the choice to extend your coverage with regard to civil liability.
Compulsory insurance is essential when driving your vehicle. Not having compulsory insurance is considered an offence by the Department of Motor Vehicles and, in the event of an incident, the driver is open to legal claims that could be significant in the event of any personal harm to third parties.
Fines for driving without compulsory insurance can be as high as €1,000 and can be accompanied by a withdrawal of your driving licence and/or the corresponding loss of points. The police may also seize your vehicle if they consider it appropriate.
Yes, to complete your third-party insurance we place at your disposal a series of additional guarantees that enable you to take out an insurance policy tailored to you. For more information on the extendable options available to you, we recommend you visit the modality that interests you most: Third party, Third party plus windscreen or Extended third party.
Inform the company as soon as possible, within seven days of the event. This way we will be able to carry out all the required administrative steps as efficiently as possible.
In the case of Plus Ultra Seguros you can tell us about the incident:
You must send us any notifications you receive, as well as the Joint accident report , if there is one. If your car has been stolen, you must report it to the authorities immediately.
Essential information that must be gathered in case of an incident includes:
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Basic third party insurance has all the coverage you need to enjoy your car, problem-free.
@utomatic basic third party car insurance guarantees the payment of all compensation required by the law due to material and personal damages to a third party involving the insured vehicle.
Our obligatory coverage is extended with the inclusion of voluntary civil liability, which includes a compensatory component of up to 50 million euros.
Coverage for legal defence (relating to legal proceedings and claims for damages) is also guaranteed for any accidents involving the insured car.
@utomatic third party basic guarantees the costs and compensation of any personal damages to the insured driver are covered, including healthcare assistance, disability, and death.
@utomatic third party basic is also a flexible insurance policy, with a wide range of optional guarantees meaning you can take out a car insurance policy that best fits your needs:
@utomatic Third party plus windscreen includes all coverage included in Basic third party: compulsory and voluntary public liability, legal defence and claims for damages, driver protection, and the following specific coverage:
We guarantee the repair or replacement of your vehicle's windscreen and windows in cases of total or partial breakage. This coverage is inclusive of sunroofs and specialist glass (tinted, polarised, printed, or heat reflecting windows).
Travel assistance for journeys within Spain and abroad:
Vehicle assistance: we offer you a fast response, 24 hours a day, whether you need your vehicle repaired on the roadside, or you need your car to be towed.
Some of the services included are changing punctured tyres, sending fuel, or sending replacement parts in the event of not finding them where the accident took place.
We also take care of returning passengers and the driver to their home addresses, or to a hotel if necessary.
Personal assistance: coverage for car journeys includes transport or repatriation of any sick or injured people, with the possibility of including a companion. And if you're travelling internationally, we will help you track down your luggage, as well as take care of any unforeseen costs that may arise in the event of you needing healthcare assistance, or legal defence.
We offer a legal advice service helpline to resolve any doubts you have and give you advice on matters related to your car, property, family, or work.
We will take care of managing and processing defence pleas against claims and administrative appeals, and against sanctions arising from traffic offences.
Third party plus windscreen also gives you the flexibility to choose optional coverage, meaning you can design an insurance policy that best fits your needs:
Our @utomatic extended third party insurance includes all the coverage in Basic third party and Third party plus windscreen, consisting of compulsory and voluntary public liability, legal defence and claims for damages, driver protection, windscreens and windows, travel assistance, legal advice helpline, and defence for traffic offences. This type of insurance also broadens the scope of the guarantees, giving you more complete protection:
In the event of a fire or explosion you will be covered for all material damages to the car. This coverage encompasses all fire damage whether the vehicle is in transit or parked.
In the event of an attempted robbery of your vehicle, we offer repairs of any damage caused, for example to the lock, or the replacement of any stolen insured components or accessories.
If your car does end up being stolen and does not turn up, you will be compensated based on the value of the car.
Lastly, if the stolen care turns up damaged we will take car of any repairs.
@utomatic extended third party insurance also comes with additional guarantees you can add to your policy, giving you protection suited to your needs:
Total loss: if you have a collision or crash, or your car overturns or falls, of if your car suffers damage for which the cost of repairs would be in excess of the value of the car, you are guaranteed to receive compensation to the value of the car.
Damage due to a collision: caused by another vehicle or a domestic or hunting animal.
Damage due to weather: such as that caused by lightning, wind, hail, or similar.
Legal & administrative service: in the event of an accident we will manage and cover all the costs associated with getting duplicates of your vehicle documentation. We also offer assistance with buying, selling, or deregistering your car.
The best advice: we offer a psychological support service over the telephone or in person if you have been involved in an accident in your vehicle. We also offer mechanical advice over the telephone and advice on maintenance issues relating to your car.
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