Midd-term saving

Investment insurance

Medium-term investment insurance

Invest in you

What is this insurance?

If you are looking for attractive returns on your savings and would prefer not to wait too long to access them, we offer our Medium-term investment insurance. By making an initial contribution you will get guaranteed returns, which we'll inform you of in advance. You will be able to redeem your money after the first year, if you wish.

Advantages of this insurance

Enjoy the chance to capitalize on your money, without any risks and with all the information you need from the outset.

Guaranteed interest during the investment

We inform you of the applicable interest rate prior to taking out the contract, and this will not change during the six-year term of the investment plan.

Your money, when you need it

You will be able to access the invested capital, fully or partially, and without any penalty, once one year has elapsed since the plan was formalised.

Thinking of your loved ones

In the event of death, the person named as the beneficiary of the insurance policy will receive a reimbursement of 100% of the capital invested.\n

Medium-term investment
1 /6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Alerts on liquidity

The value of the right to redemption or transfer depends on the market value of the assigned assets, and can result in significant losses.


The returns generated by your Vida Inversión Plus plan will only be taxed from when you choose to access the funds.


Vida Inversión Plus is designed for investors looking for safe, guaranteed returns on their capital over a six-year term.

You can access the capital you have invested, fully or partially, without any penalty after one year has elapsed since the initial contribution was made. Redeeming the full amount of the capital will be subject to the market value of the associated asset at that time.

When redeeming the capital after the contract's six-year term, you will also receive all of the returns generated.

The applicable interest rate is calculated on a case-by-base basis, as variables such as age and the amount of capital contributed are both taken into account. Before contracting the plan, we will let you know the interest rate applicable to your savings over the six-year investment period.

Why take out investment insurance with Plus Ultra Seguros?

Talk with your Plus Ultra Seguros broker about how to obtain the highest returns with our medium-term investment insurance.

When it comes to your family

Because your family is the priority for you and for us.


Guaranteed returns known in advance.


With a single premium. We take care of everything.


Vida Inversión Plus gives you guaranteed returns during the policy's 6-year term. Furthermore, if you want to redeem the capital contributed, fully or partially, you can do so without any form of penalty once one year has elapsed since the insurance contract was formalised. In this case, the full redemption will be subject to the market value of the asset associated to the contract. \n\n\nThe applicable interest on your investment is calculated on a case by case basis using parameters such as age and the amount invested. We will communicate all of this information to you when you take out the plan, which will allow you to calculate your returns during the contract's six-year term.

Medium-term investment

Sole premium paid in eurosGuaranteed sum in euros on maturity
€ 300,000€318,393