Legal protection

Family legal expenses and protection insurance

Your interests in the best hands

What does our family legal defence and protection insurance offer you?

We offer our Family Plus legal insurance for you to feel supported in protecting your family's interests. With this insurance, you have access to a comprehensive legal advisory service, the very best legal defence in court and a variety of solutions for any disputes in your day-to-day life.

Benefits of this insurance

Legal advice

We provide you with an extensive network of lawyers with expertise in all fields and who will advise you whenever needed, whether over the phone, by email or at their office.

Claims

Whenever you may need it, we help you defend your rights, whether in your personal and family life, or as respects your property.

Legal defence

You will have a team of lawyers and professionals at your availability if you need to defend yourself against any claim affecting your personal life.

Protection for landlords

As rental protection insurance, we offer you the very best cover to defend your rights and act in the event of non-payment of rent.

Cover provided by Protección Jurídica Familiar Plus

Family legal assistance

We offer you this cover so you can solve any legal queries and receive expert advice, whether over the phone, by email or at a lawyer's office. You may also enjoy the following services:

Drafting and revision of contracts, writs or claims related to the rent or sale of housing, property or vehicles owned by you or you are thinking of purchasing in the near future
Out-of-court advice in a situation that affects your legal situation
Advice in possible writs of summons, providing you information on its origin if unknown by you and advising you as soon as possible
Assistance in writs of summons as a witness, providing advice and, if necessary, assistance at court

Defence and claims in the personal sphere

Bodily harm or material damage caused to you, your family or your goods.
Claims for non-fulfilment of service contracts, such as those entered with accredited home appliance repairmen, electricians, plumbers, carpenters and painters, medical services, travel services, flight delays, school transport or teaching, among others, as well as claims for non-fulfilment of contracts on moveable property.
Defence in criminal proceedings related to your personal life, property or employment, if you are a salaried employee.
Defence in employment contracts in the event of individual labour disputes against the private company or public body in which you provide your services.
Defence of rights against other insurance companies, claiming your interests if the contract you have with private insurance companies or the Insurance Compensation Consortium is breached.
Tax defence in claims related to the Income tax return.

Extended defence and claims in the personal sphere

With the extended modality of this coverage, in addition to the covers indicated in the previous section, we offer other services, such as initiating a claim for harm caused to your family in the event of harassment, sexual abuse or bullying; defence in the event of mobbing or harassment at work; and defence against fines imposed by the public authorities for alleged administrative offences.

Defence and claims in the real estate field

With our Protección jurídica familiar Plus insurance, your rights with respect to your home will also be protected as we manage situations such as:

Claims for damages caused by third parties to your home and goods, and to your neighbours due to breaching the regulation on noise or dangerous or bothersome activities, and if you are the owner, also in the event of conflicts in rights of way, lighting, boundaries and similar
If you are a tenant, we will protect your interests in conflicts arising from rental contracts
Claims for non-fulfilment of repair or maintenance service or utility contacts linked to your housing
Claims in the event of illegal occupation of your home

Extended defence and claims in the real estate field

By taking out this option, you will extend the previous coverage by including the possibility of initiating claims for the non-fulfilment of works contracts in your home, for non-fulfilment of the contract of sale of a home against the seller or for real estate mobbing.

Defence and claim of the tenancy agreement

If you are an owner of a rented property, you may include this cover to protect your rights in court against conflicts arising from renting your home, as well as in eviction trials due to default of payment or for unauthorised works.

Provision in the event of divorce

By taking out this optional coverage, we will return all the expenses arising from divorce proceedings, up to the limits set in the policy and according to the established exclusion periods.

Costs of expert witnesses

You can include the fees and expenses for experts to assess damages caused to your property or assets as an optional extra in your Protección jurídica familiar Plus insurance.

Protection for landlords

Comprehensive protection for the landlord

If you are a landlord of one or more homes, our Protección jurídica familiar Plus insurance will guarantee the legal defence of your rights and interests in connection with the legal contracts established, with the following cover:

Legal helpline for the landloard
Defence of rights relating to the rented home
Defence and claim of the tenancy agreement, covering eviction trials resulting from non-payment or unauthorised construction work
Non-payment of rent by the tenant, assuming up to 100% of the capital you insure, with a limit of 12 months of income, starting from the second monthly rental payment that is not paid
Damage caused due to acts of vandalism carried out by the tenant to your property's premises, that is, its fixed elements and installations

FAQs

Why is a Family legal protection insurance necessary?

Because in many everyday situations your rights may not be respected, and you may choose not to defend yourself due to the complexity and cost of initiating a claim.

With our Seguro protección jurídica familiar Plus, you will have all the support of a professional team to manage the procedures required to defend your rights and interests and those of your family, and at a very competitive, reasonable cost.

What does Protección jurídica familiar Plus offer you?

We adapt to your family situation and offer different modalities depending on what you want to insure:

Protection for your family and housing, excluding those that are rented: with the possibility of taking out essential or extended covers
Protection for your family and housing, including those that are rented: with the possibility of taking out essential or extended covers and including the covers specified in the section "Comprehensive protection for the landlord"
Protection for rented housing, including the covers specified in the section "Comprehensive protection for the landlord"

In which situations can a family legal protection insurance help?

There are a multitude of situations that can be resolved with the benefit of Protección jurídica familiar Plus insurance, for example:

Would you like to have a lawyer that can advise you whenever you require so? We provide you with a network of lawyers that will advise you over the phone, by email or even at their office.
Do you have problems with your neighbours? Don't you agree with your landlord? Our lawyers will defend and claim your rights relating to the property.
Do your children receive threats at school? Our lawyers will defend you and your family and file claims concerning harassment or bullying against those responsible for such attacks.
Hasn't your tenant paid the rent for several months? Our lawyers will judicially claim any unpaid rent, and they will request an eviction on your behalf.