Take care of what's yours
Since the most important thing we have is our loved ones, protect their future with life insurance. In this way, their needs will be covered in the event that you are no longer around; when they need it the most. Plus Ultra Seguros offers different options so you can choose what's ideal for you.
Life insurance is designed to guarantee financial support for our loved ones in the event of certain serious circumstances that can occur.
The customer chooses the capital that the beneficiaries would receive in the event that the insured party died or became disabled, and the premium to be paid is determined according to their age and occupation.
In addition, it is possible to choose other optional cover, such as double capital in the event of an accident or triple capital in the event of a traffic accident.
With our life insurance, in the event that you are no longer around, you won't leave any burdens to your family, as you can adapt the policy to your personal circumstances.
In the event of the death or disability of the insured party, the beneficiaries would receive the capital agreed. If taken out, this capital can be doubled in the event of an accident or tripled in the event of a traffic accident.
In the event of suffering a serious illness (cancer, heart attack, stroke, renal failure or paralysis etc.), you can access an advance on the death cover.
Having life insurance can make it easier for you to access a mortgage or other kinds of loans, since financial institutions usually make it a condition to take out life insurance.
Pay for your insurance in the way that is most convenient for you. You can pay by direct debit monthly, quarterly, six-monthly or annually.
The sums received due to death of the insured person are subject to the tax reductions established in the Tax on inheritances and donations in the autonomous region where the insured person resides, and they may vary depending on the relationship between the beneficiary and the insured person.
If you already have your life insurance policy with Plus Ultra Seguros, find out how our online will service works and all the benefits it offers.
The capital you need for your life insurance will depend on what you estimate your loved ones would need to maintain their standard of living in the event that something happened to you.
In addition, if you have any kinds of loans, the recommended minimum capital would be the amount of said loans so that your beneficiaries can pay them off.
In any case, the final decision on the most appropriate amount will always be yours.
In many cases, it will be enough to fill in a questionnaire, which must always be filled in honestly, and which will be used to assess the particular circumstances of each insured party.
On other occasions, depending on the capital to be taken out, the occupation and the age of the insured party, a medical exam may be required, which would be completely free of charge.
You can have as many insurance policies as you want, so if anything happens to you, your beneficiaries will receive the compensation from all the policies you have in force at the time.
For example, you can take out insurance for the mortgage with your bank so it can pay off the debt outstanding, while taking out another additional life insurance policy that guarantees your children's education and compensates for your lack of income.
Plus Ultra Seguros life insurance is created with a view to helping your loved ones if anything happened to you.
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Because we know that self-employed people need solutions adapted to their work, our life insurance policies let you add the best cover and capital for you.
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When taking out life insurance for self-employed people, you are protecting your family's stability and guaranteeing them financial support, come what may.
Our life insurance policies are designed to offer you solutions, so you don't waste your time with procedures and formalities.
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Seguros Catalana Occidente, Plus Ultra Seguros, Seguros Bilbao and NorteHispana Seguros are joining forces to make your life easier. To be more streamlined. To always be by your side.
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