VidaPlus mortgage life

Life insurance

Expected amortization life Insurance

It covers your personal loan or mortgage

What does our Vida mortgage repayment insurance offer?

If you have been granted a personal loan, a credit or a mortgage, and you want to guarantee payment if anything happens to you, we can offer you Vida mortgage repayment, a life insurance policy linked to your mortgage. Thanks to this life insurance policy, we will cover whatever capital you have outstanding in the event of disability or death.

Advantages of Vida mortgage repayment insurance

Set up the Vida mortgage repayment insurance for any loan or mortgage you want, covering the amount of your loan and your family's needs in the same insurance policy.

Flexible and adapted

Vida mortgage repayment insurance is adapted to both the capital and the duration of your loan, as well as the repayment system of the loan, whether linear or according to the French method.

Convenient payment

You can choose between several payment methods: from a one-time payment, to annual, half-yearly, quarterly, bi-monthly or monthly payments.

Full protection

Because you will be able to cover the capital of the loan in the event of death, as well as permanent disability.

Vida amortización Plus

What coverage is included in the Vida mortgage repayment insurance?

The Vida mortgage repayment insurance guarantees for the insured person's beneficiaries the payment of the outstanding capital of the loan, in the event that the insured person were to pass away.

We offer you the option to name the bank or financial institution that has granted you the loan or credit as the beneficiary, in order to cancel the debt.

Options for taking out the Vida mortgage repayment insurance

In this modality, the duration of the contract will be life annuity with annual renewals and the insured capital will be decreased to an established minimum.


Our mortgage repayment insurance is designed for people who have been granted a personal loan or mortgage and are looking to guarantee the payment of this debt in the event of death or disability, thus avoiding the economic hardship it could cause for their family.

Yes. In repayment insurance policies, it is normal for the beneficiary to be the bank or financial institution that provides the loan, so that it can use the capital to cancel the debt. Furthermore, Plus Ultra Seguros offers you the option to include an entailment clause in the policy if necessary.

Why take out Vida mortgage repayment insurance?


You choose the capital to be insured depending on the amount of your mortgage and the protection you want to offer your loved ones.


For less than you might think, you can obtain the security and protection you are looking for, with the very best terms.


All the protection you need, available to you, as easy as possible. We take care of everything.