Life insurance
Take care of those you care for most
Do you want to secure your family's stability? Would you like to set up a capital payment in case anything were to happen to you? What would be your family's financial needs in the case of your possible death? Vida express Plus gives you an instant response to these situations.
With services you will be able to use right from the outset, such as the online will or the telephone helplines for medical guidance and legal assistance.
It is easy to take out our Vida express Plus insurance as it does not require any prior medical exams, only your basic information.
We offer several options so that you can choose the one that's best suited to your family's circumstances.
Decide between making the payment yearly, twice yearly or monthly. We also offer you the possibility to take out the contract with a consistent or increasing capital amount.
With this cover, the beneficiaries mentioned in the policy will receive an indemnity in the event of the insured person's death, the amount of which will depend on the capital sum contracted.
This cover adds to your life insurance policy a special protection in the event of permanent and total disability of the insured person, compensating them with the capital sum chosen when taking out the policy.
Vida express Plus is adapted to your needs, letting you choose the capital you wish to insure. You can choose to insure €15,000, €30,000, €45,000, €60,000 or €90,000.
Online wills are the most convenient, fastest and safest solution for drawing up your will, as you won't need to travel and will benefit from legal advice at any time. Vida express Plus includes this cover in your life insurance policy so you can use this service, which can also be used for drawing up documents such as:
With this cover, we will take care of the deletion of your digital life in the event that you were to pass away, cancelling profiles on social networks, email addresses, blogs and similar items that appear on the internet.
With this cover, you will have access to a second medical opinion for illnesses that are considered serious, such as cancer, stroke and cerebral infarction, heart attack, Alzheimer's or Parkinson's, among others, as well as for surgical operations and transplants.
Vida express Plus insurance includes this innovative cover which, in the event of suffering from heart disease, including heart valve disease, transplants, heart attack or similar, gives you access to a comprehensive rehabilitation programme consisting of physical training, psychological rehabilitation and information to help you in your recovery.
This guarantee offers you a telephone helpline 24 hours a day, 365 days a year, which you will be able to call if you need information on health centres, practitioners, emergencies or duty chemists. It also offers advice and guidance on medical, psychological, social and dietary matters.
You will be able to access this service by calling the telephone number 900 103 288.
To complete your Vida express Plus insurance, we include this cover offering you advice over the phone on legal matters, whether personal or family related; you will be assisted by a lawyer whenever you need it, 24 hours a day, throughout the year.
You will be able to access this service by calling the telephone number 902 499 595.
If you already have your life insurance policy with Plus Ultra Seguros, discover now how the online will service works and all the benefits it offers you.
Online will accessThis life insurance guarantees that the beneficiary indicated in the insurance contract will get compensation that will allow him/her to face delicate situations such as the death or permanent and absolute disability of the insured person.
Meanwhile, life insurance policies linked to mortgage contracts tend to exclusively guarantee coverage of the debt with the banking institution.
For this reason, it's smart to take out life insurance that guarantees our family's stability, beyond simply settling the mortgage.
We need to bear in mind that, in the case of death, our financial resources must cover both the needs of our family and the difference between Social Security provisions and our standard of living.
In the case of disability, we would need to deal with a significant increase in expenses derived from home care, which, in addition to a reduction in income, would cause a significant reduction to our initial equity.
In this case, it's beyond advisable to have a life insurance policy whose compensation can serve as a guarantee for maintaining our living standard in these scenarios.
Public provisions offered by administrations cover the cases of orphanhood, widowhood and occupational disability. However, the calculation of these provisions are just a percentage of the regulatory base of the deceased or disabled person's salary.
In this context, our relatives would be obliged to cover the difference between Social Security coverage and their living standard. Having life insurance seems like a more than reasonable solution when facing the difference in income caused by scenarios such as death or permanent and absolute disability.
Because we care about what's really important for you and your family, we offer you the insurance solutions you need.
We offer you the best products with the best value for money, so that enjoying the peace of mind you deserve isn't a big financial effort.
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Your family is the priority, this is why we want to help you to protect them, even when you can't do so.
With simple, accessible language, so you can understand every single thing about your insurance policies, always with the help of the very best professionals.
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