Long-term investment

Long-term investment

Minimum risk, maximum investment

What does our insurance policy offer you?

Vida inversión activa Plus is specifically designed for you, a farsighted person with long-term projects. We offer you the possibility of making a highly profitable investment that will optimise the returns on your money over 10 years.

Guaranteed interest

We let you know the applicable interest rate for your investment, which is updated yearly, in advance. Maximum returns from day one, risk free.

Maximum accessibility

Whether you need to access all of the money invested or just a part of it, you can do so once one year has elapsed since your first contribution.

One-off contribution

Make a one-off contribution when you take out the investment plan contract, and enjoy the interest established when taking out the contract.

Long-Term Investment
1 /6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Taxation information

You will only be taxed on yields generated by your Vida Inversión activa Plus plan when you decide you want to avail of your money.

FAQs

'Vida Inversión Activa Plus' is designed for anybody who wants to save over the long term in a comfortable and secure way, without having to give up the ability to access their savings, fully or partially, at no cost whatsoever after the first year.

You can access your savings, fully or partially, at any time once one year has elapsed since you made your first contribution. If you withdraw your savings once 10 years have elapsed since your first contribution was made, you will receive all of the returns generated.

The applicable interest rate varies from case to case, and is determined after studying your specific situation. We will communicate this interest rate to you before entering into a savings plan contract. The rate will be applied for the first year out of the 10-year validity of the investment contract. It is updated annually.

Why choose Plus Ultra Seguros?

When it comes to your family

Guaranteed

Simple

Information on returns

The savings plan Vida inversión activa Plus offers you great returns with the lowest risk possible. Your initial investment will be at your disposal once one year has elapsed since the first contribution was made.

The applicable interest rate is personalised, and is calculated on the basis of your age and the quantity invested, among other parameters. The interest rate will be communicated to you in advance so that you know the returns that will be produced on your savings during the first year of investment. Starting from the second year, and up to the tenth year of the contract, we will add an additional annual interest to the guaranteed interest.

Examples of returns

Capital EurosSurrender value 1st yearAPR
€6,000€6,095.431.59%
€12,000€12,221.271.84%
€18,000€18,347.081.93%
€30,000€30,598.772%
€ 300,000€306,261.152.09%

Comparative chart of investment and savings insurance policies

PRODUCTSDescriptionPayment methodsMinimum premiumDurationGuaranteedMaximum contributionRate reviewTotal redemptionPartial redemptionAdvances
Medium-term investment
Guaranteed profitability in advance
Single payment
600 €
6 years
Yes
No limit
No
Yes
No
Yes
Long-term investment
Highly profitable investment
Single payment
6,000 €
10 years
Yes
No limit
Yearly
Yes
No
Yes
SIALP long-term savings
Guaranteed savings with tax advantages
Flexible
42 €/month
5 years
Yes
5,000 €
Quarterly
Yes
No
No
Individual savings plan
Guaranteed, simple and with tax advantage
Flexible
42 €/month
Flexible
Yes
8,000 €
Half-yearly
Yes
Yes
No
Flexible savings insurance
Adaptive and guaranteed savings
Flexible
42 €/month
Flexible
Yes
No limit
Quarterly
Yes
Yes
No