Midd-term saving

Medium-term investment

Invest in you

What does our insurance policy offer you?

If you are looking for good returns on your savings and prefer not to wait too long to get access to them, we offer our medium-term 'Vida Inversión Plus' plan. By making an initial contribution you will get guaranteed returns, which we'll inform you of in advance. You will be able to redeem your money after the first year, if you wish.

Benefits of this insurance

Guaranteed interest during the investment

We inform you of the applicable interest rate prior to taking out the contract, and this will not change during the six-year term of the investment plan.

Your money, when you need it

You will be able to access the invested capital, fully or partially, and without any penalty, once one year has elapsed since the plan was formalised.

Thinking of your loved ones

In the event of your death, the person established as the insurance beneficiary will receive 100% of the invested capital.

Medium-term investment
1 /6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Alerts on liquidity

The value of the right to redemption or transfer depends on the market value of the assigned assets, and can result in significant losses.

Information of taxation

Yield generated by your Vida Inversión Plus lplan will be liable for tax when you decide you want your money.

FAQs

'Vida Inversión Plus' is aimed at all investors who want to yield a profit from their capital, in a secure and guaranteed way, over a six-year period.

You can access the capital you have invested, fully or partially, without any penalty after one year has elapsed since the initial contribution was made. Redeeming the full amount of the capital will be subject to the market value of the associated asset at that time.

When redeeming the capital after the contract's six-year term, you will also receive all of the returns generated.

The applicable interest rate is calculated on a case-by-base basis, as variables such as age and the amount of capital contributed are both taken into account. Before contracting the plan, we will let you know the interest rate applicable to your savings over the six-year investment period.

Why choose Plus Ultra Seguros?

When it comes to your family

Guaranteed

Simple

Information on returns

Visa inversión plus offers you guaranteed returns over the 6-year term of the plan. Furthermore, if you want to redeem the capital contributed, fully or partially, you can do so without any form of penalty once one year has elapsed since the insurance contract was formalised. In this case, the full redemption will be subject to the market value of the asset associated to the contract.

The interest rate applied to your investment is calculated on a case-by-case basis according to a few parameters, such as your age and the quantity invested. We will communicate all of this information to you when you take out the plan, which will allow you to calculate your returns during the contract's six-year term.

Medium-term investment

Sole premium paid in eurosGuaranteed sum in euros on maturity
€6,000€6,368
€20,000€21,226
€50,000€53,065
€100,000€106,131
€ 300,000€318,393

Comparative chart of investment and savings insurance policies

PRODUCTSDescriptionPayment methodsMinimum premiumDurationGuaranteedMaximum contributionRate reviewTotal redemptionPartial redemptionAdvances
Medium-term investment
Guaranteed profitability in advance
Single payment
600 €
6 years
Yes
No limit
No
Yes
No
Yes
Long-term investment
Highly profitable investment
Single payment
6,000 €
10 years
Yes
No limit
Yearly
Yes
No
Yes
SIALP long-term savings
Guaranteed savings with tax advantages
Flexible
42 €/month
5 years
Yes
5,000 €
Quarterly
Yes
No
No
Individual savings plan
Guaranteed, simple and with tax advantage
Flexible
42 €/month
Flexible
Yes
8,000 €
Half-yearly
Yes
Yes
No
Flexible savings insurance
Adaptive and guaranteed savings
Flexible
42 €/month
Flexible
Yes
No limit
Quarterly
Yes
Yes
No