Easy savings
You have already saved a capital sum and you want to make it profitable or, if you prefer to make small contributions with the frequency that you choose, you can do so with our savings insurance.
Your savings, your best resource.
Generating savings for unforeseen events, for enjoying the trip you always dreamed of, or to have a financial cushion in your retirement, requires a lot less effort than you think.
We offer you a wide range of savings insurance plans so that you can choose the one that suits you best.
No need to contribute large amounts of money, having your savings available and tax advantages - this is how our savings insurance policies are.
You have already saved a capital sum and you want to make it profitable or, if you prefer to make small contributions with the frequency that you choose, you can do so with our savings insurance.
Savings insurance has a high level of liquidity, so if necessary, you will be able to redeem your money in certain situations.
Savings insurance allows you to not pay taxes for the contributions you make, but only when you redeem your savings.
Because Plus Ultra Seguros savings insurance plans guarantee you 100% of your savings and also offer you an additional return.
Choose your savings insurance based on the volume of your contributions and their tax implications when redeeming them.
If your savings timescale is 5 years or more, our Long-Term Savings Plan (SIALP) will optimise your returns.
A savings plan created for small savers, who want to generate a capital sum without it being a big strain on their family finances.
With our Growing savings insurance you choose how much to save, how you want to make contributions and when you want your money, with the maximum guarantee.
This insurance allows you to choose where to put your savings, depending on expected returns and the risk you want to assume.
Savings insurance is designed to generate a medium- and long-term capital sum, with taxation implications being the main difference between them and the one that will determine the best choice in each case, depending on the stage of life of the saver and the financial needs he or she may have.
This is because every product has a different taxation type, that will depend on the moment and the way in which the generated capital is received.
You will be able to select between a wide variety of saving products and, according to your propensity to risk, choose between savings insurance plans with which you will obtain a guaranteed return or opt for other investment-savings solutions with a higher risk and greater expected return.
Furthermore, depending on the savings insurance plan chosen, the customer may even know the guaranteed yield for a certain period of time in advance.
The savings insurance plan most suited to your needs will depend on the level of risk level you are prepared to assume, whether you are looking for a guaranteed return or not, the duration of your savings plan, the amount and frequency of your contributions, and the way in which will redeem your capital.
Ask your Plus Ultra Seguros agent to advise you on the best savings solution for you.
At Plus Ultra Seguros we want to offer you the maximum availability of your savings and for this reason all our savings insurance policies have great liquidity. However, we recommend that you contact your broker to consult at what time it is most beneficial for you to have access to your money.
We offer you several solutions so that you can choose which one to save simply and comfortably with.
If your intention it is to create a "financial cushion", our savings insurance plans offer you a solution for every situation.
You may request all the information about your savings plan at any time. If you have a question, we will answer it for you.
Plus Ultra Seguros offers you the peace of mind of having your savings with a professional, solvent financial institution.