The support your family needs
We cannot guarantee that your family will not have an accident, but we can offer you the best service in the event of any unforeseen incident that may arise.
Accident insurance for the self-employed
Your family always protected
We have designed our collective family accident insurance for the self-employed so that you can enjoy the peace of mind of having the best support in unforeseen situations.
Our Family group accident insurance offers you extensive cover, big benefits and is very easy to take out.
We cannot guarantee that your family will not have an accident, but we can offer you the best service in the event of any unforeseen incident that may arise.
Are you looking to preserve your family's stability if something happens to you? Do you wish they receive the best care if they suffer an accident? Family group accidents provides you with the essential coverage to complete your protection.
You can choose to take out different covers and capital for each family member.
Family group accidents goes further, as it covers the payment of electricity and water bills in the event of unemployment or ceasing your activity, subsidies due to hospitalisation or healthcare.
Family group accidents guarantees an indemnity in the event of any of the insured family members passing away as a direct consequence of an accident or due to its after-effects within the following two years.
The indemnity sum can be increased to include covers in the event of death due to a driving accident, whether as a driver, passenger, pedestrian or user of public transport. It also covers an additional sum in the event of death of both spouses in the same accident.
It also includes an advance payment to the beneficiaries for death and burial expenses, up to the limit established in the policy.
Family group accidents guarantees an indemnity in the event of having an accident resulting in a situation of permanent disability. This indemnity shall correspond to on the degree of seriousness of the after-effects appearing on the scale of disability.
It also includes a higher amount of capital if the disability is absolute and does not allow you to carry out any work or if you need the assistance of another person for the most essential acts of daily life.
You can also receive compensation if your disability prevents you from carrying out your usual work activity.
In the event of the hospitalisation of any family member due to an accident, we will provide a provision per day of hospitalisation to ease the situation.
Our Family group accidents insurance covers healthcare for you and your family in the event of an accident. You can enjoy this service at any of our affiliated centres or external centres up to a specific limit, as well as receive the reimbursement of any transport expenses arising from subsequent rehabilitation or treatment.
The fact that the policyholder loses his/her employment as an employee, or as a self-employed worker has a temporary incapacity for work due to an accident or illness is a setback for anyone. For this reason, the insurer, in accordance with the conditions agreed in the policy, accepts the family accident insurance premium corresponding to the next renewal of the insurance period.
Family group accidents is aimed at any family or household where parents and children; single-parent families; or couples without children share the home. These families can benefit from the protection and security provided by an accident insurance with exclusive coverage and guarantees from services offered by Plus Ultra Seguros.
This accident insurance guarantees the payment of compensation to face eventualities such as the death or incapacity of the insured person due to an accident. This way you can minimise the impact that any of these situations can have on your family's standard of living.
Take out family accident insurance and ensure that the economic stability of your loved ones does not change in the event of suffering an accident.
Complete your accident policy with services and guarantees such as the protection of utility bill payments or daily compensation for hospitalisation.
Your accident insurance at the best price and with different types of policies, depending on the amount you want to insure and the cover you want.
With the purpose of offering you total flexibility, Family group accidents provides you three insurance modalities that include specific coverage tailor-made to your particular needs.
The most complete protection, which in addition to the highest indemnity sums due to death and incapacity, it includes healthcare coverage, protection for the payment of bills and a daily provision due to hospitalisation.
The solution for all types of family, including compensation sums due to death and disability, as well as other additional covers and sums.
A simple insurance with which to protect what is most important to you thanks to the indemnity sums it includes due to death and incapacity.
Coverage | Essential (€200,000) | Classic (€200,000) | Bonus (€400,000) |
---|---|---|---|
Basic covers for spouse and children | Included | Included | Included |
Death | Included | Included | Included |
Permanent disability according to scale | Included | Included | Included |
Complementary covers for spouse and children | Included | Included | Included |
Death | Included | Included | Included |
Daily compensation for hospitalisation | Included | Included | Included |
Death of both spouses in the same accident | Included | Included | Included |
Death of both spouses in the same accident | Included | Included | Included |
Death from heart attack due to an accident | Included | Included | Included |
Permanent incapacity from heart attack | Included | Included | Included |
Total permanent incapacity for any kind of work | Included | Included | Included |
Severe incapacity | Included | Included | Included |
Healthcare | Not Included | Included | Included |
Protection of payment due to unemployment or cessation of inactivity | Not Included | Included | Included |