Car insurance

Basic third party car insurance

Choose the right fit for your needs

What is Basic third-party car insurance for self-employed people?

Basic third-party car insurance for self-employed people with the necessary cover to ensure that using your car is never a problem.

Advantages of this insurance

With our Third-party car insurance for self-employed workers, you will have everything necessary to be able to drive your vehicle. Find out what it offers.

Adjusted price

You will have the basic guarantees necessary to drive your vehicle, at a highly attractive price.

Extra protection

In addition to all the cover offered by our self-employed third-party insurance, you can extend your level of protection by adding some other very interesting cover options.

Protected driver

Because in addition to covering third-party damage, the driver of the insured vehicle will also be protected from personal damage that they may suffer in an accident.


Basic third party car insurance cover

The basic Third-party insurance guarantees the payment of all legally required indemnities for material and personal damage caused to third-parties by the insured vehicle.

Discover the benefits of AutoPresto

Free collection and delivery

Preferential assessment and repairs

Free courtesy vehicle

General assessment of the vehicle

Free clean

Guaranteed repairs for 3 years

€60 discount on excess for fully comprehensive policies

Retention of bonus for own damages

Find your closest AutoPresto workshop

Find your closest AutoPresto workshop

Because we know how important your car is for you, leave it in the best hands during its servicing and enjoy the benefits offered by our network of AutoPresto workshops.

Find your workshop


It is aimed at those people who seek to pay as little as possible to insure their vehicle or in cases where the vehicle is older. Of all the car insurance policies that exist, third-party insurance is the most basic and therefore the most economical. 

This insurance covers damage caused to a third party in the event of an accident, including that caused to the other vehicle and possible injuries to the other driver.

The compulsory insurance included in all our car insurance policies for self-employed workers covers the civil liability of the driver against third parties, i.e. it covers the material and personal damage that may be caused to another vehicle and its occupants, as well as to the occupants of your own vehicle. 

It will not cover personal or material damage to the driver or their car. For this reason, although it is not compulsory, it is common for the driver to take out specific voluntary public liability insurance.

Why take out Basic third party car insurance with Plus Ultra?


If you are looking for essential guarantees to be able to drive your vehicle, this is the perfect insurance for you.


Receive the basic coverage at the lowest price, making sure you will be on the road with no problems.


Aside from the main coverage included in your insurance, you will have the option of additional coverage should you want a greater level of protection and services.