fully-comprehensive-car-insurance

Car insurance

Fully comprehensive car insurance

As comprehensive as you choose

What is fully comprehensive car insurance for self-employed workers?

With our @utomatic car insurance for self-employed workers, we offer you a fully comprehensive and flexible insurance that allows you to choose the level of protection you are looking for your vehicle. It includes the best cover, so you can keep enjoying your car as you have from the start, and our exclusive AutoPresto service comes with advantages such as a free courtesy vehicle.

Benefits of this insurance for the self-employed

Maximum performance

Fully comprehensive @utomatic offers the best protection for your car, from the most essential guarantees through to more specific requirements.

Complete protection

Our insurance protects your car completely: whether against accident damage due to a collision, theft, a broken windscreen, or a collision with an animal on a public highway.

As individual as your car

You choose. Adapt your insurance to fit perfectly with what you're looking for. Child safety equipment and other accessories can be included if you wish.

Worry-free

Enjoy services such as our management service, mechanics helpline, and comprehensive travel assistance.

Motor all risks insurance

Main coverage

This cover protects your car against any damages that could arise from different incidents, such as a collision with another car, animal, or object; external elements such as weather, or the collapse of land, bridges, or roads; or from acts of vandalism or malicious acts caused by a third party. 

This can be extended to cover damaged caused to luggage, child travel safety systems, or to cover driving on unsuitable routes. 

In all cases you have the option to take out cover with our without an excess. 

Optional coverage

For inquiries related to your car, home, family or work.

Discover the benefits of AutoPresto

Free collection and delivery

Preferential assessment and repairs

Free courtesy vehicle

General assessment of the vehicle

Free clean

Guaranteed repairs for 3 years

€60 discount on excess for fully comprehensive policies

Retention of bonus for own damages

Find your closest AutoPresto workshop

Find your closest AutoPresto workshop

Because we know how important your car is for you, leave it in the best hands during its servicing and enjoy the benefits offered by our network of AutoPresto workshops.

Find your workshop

FAQs

The all risks Insurance has been devised for drivers who use their car frequently and wish to have full protection which, in its turn, is adaptable to their specific needs.

In the event of you being liable for a loss, the excess applies to the actual damage, but may also apply to covers such as fire, theft or glass. This type of contract allows you to take out a product with all risk coverage at a lower price.


These amounts, which can fluctuate from 100 up to 1,200 euros, enable the party insured to only have to meet an excess in the case of a loss with a high cost of repair, and not the whole amount of the repair.

This insurance puts at your disposal the national network of AutoPresto workshops, which includes a number of advantages exclusively for you. To learn more about them, we recommend you check the AutoPresto section at "Main Coverage."

Notify the Company as soon as possible, within seven days of the event. This way we will be able to carry out all the required administrative steps as efficiently as possible. 

In the case of Plus Ultra Seguros you can tell us about the incident: 

  • via your intermediary, who will go through the process with you and start with the administration. 

  • At the 24-hour telephone help line, calling 902 15 10 15

It is very important that you send us a copy of all the notifications you receive, as well as the Joint Accident Report, if applicable. If your car has been stolen, you must report it to the authorities immediately. 

Essential details that must be collected in the event of an accident with a third party involved: 

  • Date, time and place of incident. 

  • Details of the drivers, insurance companies, and vehicles involved (registrations). 

  • Name and contact telephone number of potential witnesses or injured parties.

Why buy car insurance with or without deductibles with Plus Ultra Seguros?

Travel assistance from 0 km

Because you don't known when you are going to need this service, we include it directly with your comprehensive insurance.

Courtesy car

For you to never stop and continue with your day in case of a breakdown or accident.

Repair service

You will have the best professionals, who will look for the best solution to repair your vehicle.