Health insurance for self-employed workers

Mixed Health reimbursement insurance for the self-employed

Combines medical directory and reimbursement

What does Salud mixed reimbursement offer self-employed workers?

Salud mixed reimbursement offers you complete healthcare, and you can choose between being attended to from the medical directory we offer you, or you can choose another medical professional outside of it and we will reimburse you for the expenses, according to the limitations established.

Advantages of this insurance

Assistance wherever you are

You can choose a healthcare professional anywhere in the world and recover the expenses later.

The best medical directory

You will have access to a medical directory with the best professionals and most advanced and innovative medical centres, at no cost to yourself.

Dental coverage

A wide variety of dental services that are free or have special rates.

For self-employed workers

Salud mixed reimbursement has several contracting options (with or without copayment), so that you choose the one that best suits you.

Cosalud mixed reimbursement

Main coverage

You have access to a first class medical directory, with access to hospitals, medical centres and a network of over 40,000 specialists of any medical-surgical speciality:

  • Primary healthcare
  • Emergency medical care
  • Medical specialities
  • Diagnosis
  • Hospitalisation
  • Special treatments
  • Preventive medicine
  • Obstetric and newborn care.
Medical expenses reimbursement request

Request your reimbursement

Request the reimbursement of the bills you have paid: bills for medical appointments, diagnostic tests and hospitalisation, among others.

Request reimbursement


Salud mixed reimbursement is aimed at people who want to enjoy quality healthcare, and want to choose care through the Medical directory but without giving up the possibility of reimbursement of expenses when using medical services outside the professional directory that the company offers.

The most suitable health insurance for you depends on the specific circumstances of you and your family, and so it's a very personal decision. 

Broadly speaking, for a family with children or with a stable place of residence, insurance that uses the medical directory may be the best option, as it gives you access to a wide range of health care at a fixed price.

Whereas for people who travel frequently, and also for those who want to always have their trusted doctor available, reimbursement insurance could be the best option. 

A grace period is the period of time you must wait from when you take out your health insurance before you can access certain guarantees.

We provide you an extensive medical directory with over 38,000 professionals that will take care of your health just like you deserve. Access via this link and find the professional you need.

If you are outside Spain and need assistance due to an unforeseen event, relax, you can use the services in any country in the world, with the expense reimbursement method, according to the terms and conditions of the policy.


In some cases, you must first request authorisation for certain diagnostic tests or treatments. To do this, we provide you with the form you can access below and once your request has been received and assessed, we will contact you to provide you with the corresponding authorisation number.

It is recommended that you request authorisation in sufficient time so that it can be managed in the best possible way.

Request your medical authorisation