Hotels and Catering
Savour the quality
Catering insurance guarantees you the greatest protection leaving you to focus your attention on your hospitality business. Thanks to the unlimited structure of this insurance type and its adaptability to any type of business, it has a very high coverage and 100% flexible insurance.
Insurance designed expressly to protect businesses in the catering sector, especially bars and restaurants.
You can choose from a wide range of additional covers, as well as determine the limits to be insured. In addition, we offer you the possibility of including a secondary activity in your insurance.
We place at your disposal all the covers necessary to guarantee the success of your business, including those relating both to the premises insured and the goods necessary for carrying on the activity.
You have the possibility of completing of your insurance, if you need to, - with specific protection for gardens and terraces, for the furnishings and also for the civil liability arising from your activity.
With this cover you will protect your property most completely with damage caused to the items insured through the direct action of fire, damage resulting from fire fighting or damage caused by an explosion or implosion in the business, among other things, being covered.
This is one of the most relevant covers as damage caused by water is more frequent catering businesses. We therefore offer you specific solutions for water problems which may arise both in your own installations and in adjacent premises or dwellings.
A power surge, or a problem in the actual electrics may leave you with no light for some time or cause damage to electrical appliances. With this fully customisable cover, we correct damages caused to electrical appliances or to the actual electrical installations.
Because we know that both robbery and theft with intimidation and violence are some of the circumstances that can cause you the most worry, we give you the possibility of cover against smash and grab raids, the theft of goods, cash on the premises or from your employees during delivery and also holdups of customers and employees on the premises as well as items and furnishings located in gardens and on terraces.
With this cover we protect you from breakages which sign boards, the display case or glass, mirrors, marble and sanitary ware inside the premises, and the numerous situations to which your business is exposed every day.
Get protection against damage caused by a loss such as aesthetic damage, replacing files and documents or demolition, removal of débris or salvage expenses.
Sometimes, while carrying on your activity, damage may be caused to third parties such as customers or employees. At those moments it is important to feel backed up by your insurance. For this reason we place at your disposal specific coverages to deal with possible claims connected with your activity and highlight some specific one such as civil liability for car parks or through accidental contamination..
A cover that protects from any loss of profits caused by any of the circumstances covered in the policy which prevents you from carrying on your activity normally. Furthermore, you may choose from among several type of indemnity: daily, associated with the loss of gross profit or linked to the loss of rents.
We cover damage to the furnishings in the garden or on the terrace, including damage to the garden or wooded area, provided there are the necessary authorisations for operating them..
We cover protection for your vehicle or vehicles parked in the garage as specified in the insurance agreement.
With this accidental damage caused to the premises insured will be covered, i.e. damage caused suddenly and fortuitously (unforeseeable or unavoidable) and beyond the party insured's control.
For this, our Hospitality industry insurance puts at your disposal loss of profits cover which stipulates an indemnity in the event of a temporary, total or partial shutdown of your activity as a result of any roadworks caused by an accidental occurrence beyond the control of the party insured.
In this case you have covers to insure damage to furnishings and machinery situated in gardens, porches or on terraces but must bear in mind that the terrace must have all the permits necessary for its installation and operation.
Both the owner's property and that of third parties in the establishment insured by virtue of the activity carried on form part of the content. Furthermore, holdups of clients and employees of the establishment insured may be insured.
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With our expert team you will receive the best advice on taking out hospitality insurance, as well as when you need to contact us for any administrative or claim purposes.
Every year we will update the insurance capital of your restaurant or bar so that you are always fully covered in the event of suffering damages.
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Our hospitality industry insurance adapts perfectly to your type of business, whether that's a restaurant, bar or cafeteria, with cover for terraces and external areas.
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