Life insurance for self-employed workers
So your family can carry on
Temporary Life Insurance for the self-employed offers you the peace of mind of ensuring the well-being of your loved ones when you can't, or your own when you face any unforeseen event that makes you unable to manage alone.
Temporary life offers you coverages that you will be able to use from day one, such as the online will or the telephone helplines for medical guidance and legal assistance.
A flexible solution, since you decide the amount of capital you want to guarantee your loved ones' future if something unexpected were to happen.
You can add permanent and total disability cover, as well as assuring the payout of double the capital in the event of death or disability caused by an accident or triple the capital if caused by a road accident.
Compensation due to the death of the insured person can lead to significant tax reductions for the beneficiaries, depending on the autonomous region of the country.
The beneficiaries included in the insurance policy will receive an indemnity in the event of the insured person's death.
This cover adds to the insurance policy a special protection in the event of permanent and total disability of the insured person, compensating them with the capital sum set out in the policy.
Online wills are the most convenient, fastest and safest solution for drawing up your will, as you won't need to travel and will benefit from legal advice at any time.
This cover provides you with a guaranteed capital advance payment in the event that you suffer a serious illness.
We will manage the wiping of your digital footprint in the event of your death.
You will have access to a second medical opinion for illnesses that are considered serious, as well as for surgical operations and transplants.
This innovative cover, which in the event that you suffer from a heart disease, allows you to access a complete rehabilitation programme to help you in your recovery.
24-hour customer service, 365 days a year
You will receive leagl assistance when you need it, 24 hours a day, 365 days a year.
If you have any questions about your health, medical centres you can visit or which pharmacies are open, we will gladly help you.
If you have any questions about your health, medical centres you can visit or which pharmacies are open, we will gladly help you.
More informationThe policy is taken out for a one-year period, and may be renewed annually.
You decide the duration of the insurance policy when you take out the policy. It can range anywhere from 5 to 25 years.
With this option, you can cover the pending capital due on your loan or mortgage, reducing it on a year-by-year basis if said mortgage has a duration of between 5 and 30 years, either with a straight-line amortisation or French repayment type.
Pay for your insurance in the way that is most convenient for you. You can pay by direct debit monthly, quarterly, six-monthly or annually.
The sums received due to death of the insured person are subject to the tax reductions established in the Tax on inheritances and donations in the autonomous region where the insured person resides, and they may vary depending on the relationship between the beneficiary and the insured person.
If you already have a life insurance policy with Plus Ultra Seguros, now you can find out how the online wills service works and about all the benefits it offers.
If you already have your life insurance policy with us, discover now how the online will service works and all the benefits it offers you.
Online will accessIn most cases, life insurance that we take out with the mortgage only covers payment for the property. A simple policy such as VidaPlus for the self-employed allows our family to maintain a stable economic situation, as well as one that settles the mortgage.
Our wealth can be seriously affected by the expenses of disability, lack of new income, or the need to cover the difference between Social Security coverage (which is only a percentage of the regulatory base of the recipient) and our current living standard.
Yes, the insured capital will be paid to whoever you choose as a beneficiary. They do not have to be your legal heirs.
The best option is to undertake a full analysis with your insurance broker. They will provide you with a personalised study that will allow you to determine what capital you need to take out to ensure the economic needs of your family are well covered.
.svg)
As you establish the capital you want to insure, depending on your particular circumstances.
.svg)
Because your family is the priority for you and for us.
With a single premium. We take care of everything.
Choose an option to request more information about the insurance
Leave us your details and we will provide your further information about this product.
Leave us your details and we will provide your further information about this product.
.svg)