Life insurance

Life insurance for self-employed workers

VidaPlus

So your family can carry on

What does our Temporary Life insurance for self-employed workers offer?

Temporary Life Insurance for the self-employed offers you the peace of mind of ensuring the well-being of your loved ones when you can't, or your own when you face any unforeseen event that makes you unable to manage alone.

Benefits of this insurance for the self-employed

Exclusive services

Temporary life offers you coverages that you will be able to use from day one, such as the online will or the telephone helplines for medical guidance and legal assistance.

Highly flexible

A flexible solution, since you decide the amount of capital you want to guarantee your loved ones' future if something unexpected were to happen.

The solution you're looking for

You can add permanent and total disability cover, as well as assuring the payout of double the capital in the event of death or disability caused by an accident or triple the capital if caused by a road accident.

Tax benefits

Compensation due to the death of the insured person can lead to significant tax reductions for the beneficiaries, depending on the autonomous region of the country.

Vidaplus

What cover does Temporary Life insurance for the self-employed offer?

The beneficiaries included in the insurance policy will receive an indemnity in the event of the insured person's death.

Medical guidance

A doctor on call for you 24/7

If you have any questions about your health, medical centres you can visit or which pharmacies are open, we will gladly help you.

More information

Modalities of this insurance

The policy is taken out for a one-year period, and may be renewed annually.

Payment methods and taxation

Pay for your insurance in the way that is most convenient for you. You can pay by direct debit monthly, quarterly, six-monthly or annually.

Online will

Access the online will service

If you already have your life insurance policy with us, discover now how the online will service works and all the benefits it offers you.

Online will access

FAQs

In most cases, life insurance that we take out with the mortgage only covers payment for the property. A simple policy such as VidaPlus for the self-employed allows our family to maintain a stable economic situation, as well as one that settles the mortgage.

Our wealth can be seriously affected by the expenses of disability, lack of new income, or the need to cover the difference between Social Security coverage (which is only a percentage of the regulatory base of the recipient) and our current living standard. 

Yes, the insured capital will be paid to whoever you choose as a beneficiary. They do not have to be your legal heirs.

The best option is to undertake a full analysis with your insurance broker. They will provide you with a personalised study that will allow you to determine what capital you need to take out to ensure the economic needs of your family are well covered.

Why take out your life insurance?

Flexibility

As you establish the capital you want to insure, depending on your particular circumstances.

When it comes to your family

Because your family is the priority for you and for us.

Simple

With a single premium. We take care of everything.