VidaPlus

This cover adds to the insurance policy a special protection in the event of permanent and total disability of the insured person, compensating them with the capital sum set out in the policy. You can also extend the cover with the following options:

• Permanent and total disability due to accident: if the disability is caused by an accident, the capital that the insured person will receive will be twice that established for the cover of disability.

• Permanent and total disability due to road accident: if the disability is a consequence of a road accident, this capital will be triple the amount.

This cover provides you with an assured capital advance payment in the event that you suffer a severe illness, such as: cancer, heart attack, stroke, kidney failure, paralysis, coronary artery surgery or vital organ transplant.

The advance can be for 25%, 50% or 75% of the insured capital for the coverage of death, up to a maximum of 150,000 euros, which you may choose when you take out the insurance policy.

The online will is the most convenient, secure and quickest way to make your will, since you don't have to go anywhere and you will have legal aid at all times. VidaPlus includes this cover in your policy so that you can use this service. You can also use it to elaborate documents such as:

• Hereditary will and bequests

• Living will

• Charitable will

• Will modifications

With this cover, we will take care of the deletion of your digital life in the event that you were to pass away, cancelling profiles on social networks, email addresses, blogs and similar items that appear on the internet.

Thanks to this cover, you will have access to a second medical opinion for illnesses that are considered serious, such as cancer, stroke and cerebral infarction, heart attack, Alzheimer's or Parkinson's, among others, as well as for surgical operations and transplants.

VidaPlus includes this innovative cover which, in the event that you suffer from a heart disease, such as conditions of the heart valves, transplants, a heart attack and similar ailments, allows you to access a complete rehabilitation programme which consists of physical training, psychological readjustment and information to help you in your recovery.

This guarantee offers you a telephone helpline 24 hours a day, 365 days a year, which you will be able to call if you need information on health centres, practitioners, emergencies or duty chemists. It also offers advice and guidance on medical, psychological, social and dietary matters.

You will be able to access this service by calling the telephone number 900 103 288.

To complete your VidaPlus insurance policy, we include this cover that provides you with advice over the phone on legal matters, both of a personal nature and those relating to your family, since you will be looked after by a lawyer whenever you need, 24 hours a day, all year-round.

You will be able to access this service by calling the telephone number 902 499 595.

In this format, you decide the duration of the insurance policy when you take out the policy. It can range anywhere from 2 years up until when the insured person turns 70 years old. With the VidaPlus temporary cover insurance policy, both the insured capital and the premium payments remain constant throughout the policy term.

The sums received due to death of the insured person are subject to the tax reductions established in the Tax on inheritances and donations in the autonomous region where the insured person resides, and they may vary depending on the relationship between the beneficiary and the insured person.

If you already have a life insurance policy with Plus Ultra Seguros, now you can find out how the online wills service works and about all the benefits it offers.