CL self employed

Civil liability Insurance for the self-employed

Protect your assets

Self-employed Civil liability Insurance for construction

What is Civil liability insurance for self-employed workers?

The aim of civil liability insurance for the self-employed is to ensure the continuity of your professional activity or business in the event of any unforeseen circumstances that involve the payment of compensation for damage to third parties. Expenses arising from your legal defence will also be included. We offer different types of civil liability insurance to suit you, as a self-employed worker.

Advantages of this insurance

For every activity

We offer different types of civil liability insurance so that you can choose the one that best suits your professional activity as a self-employed worker.

Broad indemnities

We offer you broad indemnity limits for each of the covers from which you can choose according to your business activity.

Complete protection

We guarantee from possible third-party compensation claims to legal expenses and defending your interests.

Specialist advice

We expedite contracting procedures by placing at your disposal a team of professionals specialised in public liability.

Insurance coverage

General or operations civil liability

We will take care of indemnities resulting from claims for damage caused to third parties which may arise within the scope of your normal business activity. Among the situations covered are:

The carrying out of the business activities specific to the company whether inside or outside your premises
Your employees' actions in the performance of their professional activity
Any damage arising from using machinery employed in the normal work carried out by the company
Storage and transportation of merchandise object of the commercial or industrial process
Damage that may arise as a result of your company participating in trade fairs and exhibitions

Defense in the event of claims and legal expenses

We take on your defence in civili or criminal proceedings as well as judicial and extrajudicial costs and expenses inherent to the claim received. Furthermore, In addition, we cover setting up any bonds required to cover your civil liability.

Employers' public liability

If you employ staff in your activity as a self-employed worker, you will receive our support when you take out claims arising from personal damage that may arise as a result of a work-related accident.

Property civil liability

We offer you protection in the event of claims for damages for which you might be liable, caused to third parties by the building where your company and its fixed installations are located.

Tenants public liability

If your office or business is in a rented building or premises, we offer you coverage for any compensation that the owner claims for damage caused by fire, explosion or water.

Products or post work civil liability

Whether you are self-employed or involved in the production of goods or work of any description, you will be interested in being protected if any claims arising from this work or from damage that could be caused by your products, once they have been supplied or delivered.

Type of civil liability insurance for self-employed workers

Why take out civil liability insurance with Plus Ultra Seguros?

Personalised Customer Service

Enjoy a personalised service that will guide you during the contracting process and during the processing of any claim.

Complete protection

Our coverage will offer you all the protection you need and will provide you with the peace of mind you need to carry out your work without any surprises.