Trade Insurance

We guarantee the coverage of any water damage sustained by the establishment and insured goods as a result of accidental leakage, breakage or blockage in your installations, water infiltration from adjacent establishments or housing and even due to forgetting to close shut-off valves or taps.

This cover includes the expenses arising from locating the fault that caused the damage and from its repair.

This coverage protects your electrical installations, such as the insured electronic equipment and devices, against damage they may sustain as a result of abnormal power surges, short circuits or currents due to power fluctuations or lightning.

This cover has been conceived for any damage caused by weather events, such as rain and winds of great intensity, hail or snow. You may also include optional coverage against damage sustained from water leaks and infiltrations from roofs, terraces, coverings and similar.

We provide different types of coverage from which you can choose to protect goods susceptible of breakage, such as panes, mirrors and glass. placards, signboards and billboards, including neon signs and stickers or decals placed on glass; marble and similar stone on furniture and worktops; fixed bathroom fittings; ceramic hobs; and even the glass of solar panels. You choose the goods and installations that you want to protect.

This coverage guarantees an indemnity in the event of theft in your establishment, as well as the robbery of insured goods using intimidation or violence. Any damage caused to your premises due to these acts will also be covered.

You may complete this coverage with other complementary covers for theft of merchandise in display windows and cabinets; of money, both inside and outside the safe or when transporting it; as well as holdups of customers and employees.

This guarantee covers the material damage sustained by the insured machinery and electronic equipment due to accidents such as impacts and drops or design or assembly errors.

In those situations in which you are liable to third parties due to a claim, we offer the best coverage with flexible indemnity sums and including the expenses arising from your defence.

You may take out different modalities of Civil liability, suited to your business' needs, for claims against your establishment, activity or employees, and even for damages caused by delivered products, finished work or accidental contamination of the environment due to a fortuitous event.

We offer the best support to manage the defence of your interests in different situations such as claiming damages from a third party sustained by your business or through breach of contract.

This guarantee covers the accidental damage caused in the insured establishment, i.e. that caused suddenly and that which is unavoidable.