Temporary incapacity to work

All you need to think about is getting better

What does our insurance policy offer you?

Our insurance for Temporary inability to work offers you protection when faced with illnesses and accidents that prevent you from working normally. In this regard, if you are compelled to interrupt your professional activity, you will receive support in the form of a financial provision.

Benefits of this insurance

Work without risks

Whether you are a self-employed worker or an employee, we help you to overcome the consequences of an illness or accident.

Adapted to your profession

Our insurance is adapted to your needs with adjustable daily benefits depending on your profession or normal income.

Collateral guarantees

You will have a combination of guarantees and additional, exclusive coverage, such as travel assistance or a benefit for giving birth.

Temporary incapacity for work insurance

Main coverage

If an illness causes a temporary inability to work of more than 7 days, you will receive an indemnity for each day you are on leave, according to the capital selected in the contract and the limits on our scale.

Additional coverage

If the reason behind a temporary disability of more than 7 days is an accident, with this guarantee you will receive an indemnity for each day you are on sick leave, depending on the capital covered in your contract and the limits laid out on our scale.


'Inactividad Profesionales Plus' insurance is aimed at all professionals and self-employed workers who perform a professional activity that is not subject to the general scheme of workers, and who are thus exempt from the benefits that employed workers are entitled to. It can be taken out between the ages of 18 and 55, and can be renewed up to the age of 65.

'Inactividad Profesional Plus' insurance is a guarantee for self-employed workers in the case of any potential scenarios that cause an interruption to their professional activities.

Why choose Plus Ultra Seguros?


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